Travel health insurance

Travel Medical Plans combine the benefits of travel insurance plans with additional health and medical coverage. When you travel around the world, it is now more critical than ever to make sure you have the right international travel health insurance plan in place in case the unexpected happens. Here we provide a general overview of Travel Medical Plans as well as recommendations on the best plans for your trip.

What is Travel Medical Insurance?
When traveling outside of your home country, it’s vital to buy international travelers medical insurance to cover yourself against accidents or illness. Even if you have private medical insurance at home, the chances are this will not cover you when traveling abroad, or if it does cover you that coverage will be insufficient.

The Best Travel Health Plans Include:
Freedom to seek treatment with hospital or doctor of your choice
Maximum Limits from $50,000 to $2,000,000
247/7 access to an emergency assistance medical hotline to speak with medical experts
Deductible options from $0 to $2,500
Renewable up to 24 months
Travel delay and baggage delay benefits
Universal Rx pharmacy discount savings
Repatriation and emergency evacuation
Our Recommended Travel Medical Plans:
Tokio Marine HCC
Atlas Travel Medical
You choose between the basic essentials and more extensive coverage.
Meets Schengen visa insurance requirements.
24/7 worldwide travel and emergency medical assistance.
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GeoBlue Voyager Travel Medical Insurance
Voyager Travel Medical Plan
Great option for US citizens traveling abroad
For trips up to 6 months for ages up to 84
May cover pre-existing conditions for medical services
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International Medical Group (IMG)
Patriot Travel Medical Insurance
Short-term travel medical coverage.
Coverage for individuals and dependents.
Freedom to seek treatment with hospital or doctor of your choice.
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Or You Can Compare: Compare International Travel Medical Insurance Plans

How Does International Travel Medical Insurance Differ From Trip Insurance?
Looking at the many different travels, trip, and medical insurance policies that are available can be confusing. Different providers offer numerous levels of cover, and so travel insurance with one provider could be completely different to another. The general rule of thumb is that “trip insurance” provides a short-term solution that will cover such things as trip cancellation, trip protection, and a limited amount of emergency medical coverage. These plans are usually available for a period of between 1 and 62 days.

Travel medical insurance is a more comprehensive policy that gives increased medical coverage over and above what a regular trip or travel insurance policy would, and this type of coverage is usually available for a period of between 5 days and one year.

If you are considering longer term coverage or more comprehensive medical benefits, read: Expatriate Insurance or Travel Insurance: What is the Difference? or Overseas Health Insurance Advice.
Do I Need to Buy International Travel Medical Insurance?
Travel medical insurance is a short-term solution for citizens who are traveling outside of their home country for anywhere between 5 days and one year. It is essential coverage for travelers who are away from home, whether for business or pleasure purposes. Even if you have health insurance at home the chances are this will not cover you when traveling outside of your home country, or if it does, the level of coverage will be very minimal.

Our plans can be very beneficial to a broad range of travelers including international vacationers, recently arrived immigrants, relatives visiting from overseas, and foreign au pairs and nannies, among others. Plans are available to all nationalities traveling abroad!

The Different Levels of Cover
At InternationalInsurance.com we can provide you with a range of travel medical insurance plans from some of the leading insurance providers. Among our most popular plans are the Patriot Plans, and with three different plans to choose from these suit a variety of travelers.

Patriot Travel is a very comprehensive policy that includes hospitalization and doctor coverage as well as such things as lost luggage, and you can tailor this policy with optional extra riders to include insurance for extreme sports. You can also opt for the Patriot Green plan that offers the same coverage as Patriot Travel and is perfect for the eco-friendly traveler thanks to it being a paperless plan and one that allows you to offset your carbon footprint.

With Patriot Platinum, you have the same options for extra riders and coverage, though this plan, for the discerning traveler, provides world-class coverage and access to the best service and assistance whenever traveling outside your home country.

Single Trip or Annual (Multi-Trip) Plans
Travel medical insurance is available as a single trip plan that covers one specific trip for a specified number of days. You can also purchase a multi-trip annual policy that covers you for all travel outside your home country over the course of a year, up to a maximum number of days per each trip. This can be a more cost-effective way of buying travel health insurance if you are a frequent traveler.

Buy one of our recommended Travel Medical Plans:
Patriot Travel Medical: Learn More | Free Quote / Apply (Best for Internationals Traveling to the USA)
Atlas Travel Insurance: Learn More | Free Quote / Apply (Best for All Nationalities Traveling Abroad)
Blue Cross Travel Insurance: Learn More | Free Quote / Apply (Best for US Citizens Abroad)

A message from the Center for Disease Control:
Severe illness or injury abroad may result in a financial burden on travelers. Although planning for every possible contingency is impossible, travelers can reduce the cost of a medical emergency by considering the purchase of 3 types of insurance for their trip: travel insurance, travel health insurance, and medical evacuation insurance. These insurance policies can be purchased before a trip to provide coverage in the event of an illness or injury and may be of particular importance to travelers with chronic medical conditions. Basic accident or travel insurance may even be required for travelers to certain destinations.
Insurance Providers for Overseas Coverage
Disclaimer
The Department of State assumes no responsibility or liability for the professional ability or reputation of, or the quality of services provided by, the entities or individuals whose names appear on or are linked to the above page. Inclusion of private groups on this page is in no way an endorsement by the Department or the U.S. government. The order in which names appear has no significance. The Department is not in a position to vouch for the information.

Several private organizations provide information and insurance for overseas travelers. Familiarize yourself with your travel and medical coverage before going overseas. The following is provided for informational purposes only and in no way constitutes an endorsement, expressed or implied, by the Department of State.

Travel Insurance insures your financial investment in your trip. Typically it covers such things as the cost of your lost baggage and cancelled flights, but it may or may not cover costs of medical attention you might need while abroad.
Travel Medical Insurance covers the cost of various levels of overseas medical treatment.
Medical Evacuation Services provides air ambulance, medical evacuation or medical escort service coverage for overseas travelers.