Whether you have one car or five, classic car or camper van, even teenagers looking to insure their first set of wheels, we can help. Choose from Multi‑Car, Single Car or our Black Box Insurance, LittleBox. Once you’ve figured out which car insurance policy is right for you and your family, you just need to decide which level of cover you need.
This is the most basic level of cover as required by law. If you’re involved in an accident, we will pay out to the third party involved but you won’t be compensated for damage to your own vehicle.
Third party fire and theft
As well as paying out to a third party if you’re involved in an incident, this level of cover will also protect your car from damage caused by fire or theft. However, it will not pay out if your car’s damaged in another way such as a bump or crash.
This is the most complete insurance you can buy; it includes Third Party, Fire & Theft and will pay out to repair or replace your car if it’s damaged in an accident or suffers malicious damage.
Need more information? Read our ‘which level of cover?’ guide
If you have more than one car, come to us direct as you won’t find Admiral MultiCar on comparison sites.
What do I need to get a car insurance quote?
We cover the whole of the UK and Northern Ireland and it’s quick to get a quote — it only takes five minutes. Here’s the information you’ll need to hand when you get a quote:
1. Car details
Don’t worry if you don’t know your car registration, just enter the make, model and year it was made and we’ll find your car.
2. Driver information
Including names, dates of birth and driving licence details. Any motoring claims or penalty points you or your named drivers have. Claims information for three years and motoring convictions for five.
3. No Claims Bonus
This means a discount for you, so make sure you know how many years No Claims Bonus you have. You should be able to find this on your existing policy documents, if not your previous insurer will tell you.
If you are looking for more advice why not take a look at our related guides.
What affects insurance premiums?
There are loads of articles online telling customers how to get cheaper car insurance, but with every insurance provider rating on different things, what actually affects the amount you pay for insurance?
At Admiral, we look at factors such as your age, driving experience, driving record and the type of car you drive.
Every car in the UK is placed in an insurance group ranging from 1 to 50, 1 being the cheaper end and 50 the highest with the likes of sports cars. But it’s not as simple as a cheap car = cheap insurance, the groups also take into account driving style.
Just some of the benefits of AXA Car Insurance
Uninsured Driver Promise
Our uninsured driver promise gives you extra peace of mind
We promise to put things right if an uninsured driver causes damage to your car – plus we’ll give you back any excess and you won’t lose any No Claims Discount
*You will need to provide the make, model and registration number of the other car in the event of a valid claim.
Courtesy Car Upgrade
Keep on the move with our courtesy car cover
We’ll give you our standard courtesy car to use whenever your car is with our approved repair network. For even more peace of mind, if your car is stolen or written off, you can rely on a courtesy car from us for up to 14 days.
^Subject to availability following a valid claim. Standard 3 door 1 litre manual car provided until repair completed by our approved repairer or up to 14 days if the car has been declared a total loss. Terms, conditions, exclusions and limitations apply.
Lifetime Guarantee on Repairs
Lifetime guarantee on repairs gives you quality you can rely on
Our approved nationwide network will be ready to help following a car insurance claim. What’s more, any repairs they do for you are guaranteed for as long as you own your car. That’s AXA quality you can rely on, for life.
Wrong Fuel Cover
Wrong fuel cover, plus lots more
Wrong fuel cover comes as standard with comprehensive car insurance, as well as 90 day European cover, lost key cover and child car seat cover.
Terms, conditions, exclusions and limitations apply. Full details in the policy wording.
Five Star Car Insurance — Defaqto 2018
AXA has received a Defaqto 5 Star Rating for its car insurance policy.
Get AXA’s multicar discount
Wouldn’t it be great to have the reassurance of AXA looking after all the cars in your household?
If you’ve got more than one car registered at your home address, then you could save up to 15% with our MultiCar insurance. Find out how much you could save with AXA MultiCar.
Making claims clearer
AXA is committed to making claims clearer. We paid over 99% of customers’ car insurance claims in the last year*.
10.4% of our car insurance policy holders needed to make a claim in the last year, with an average claim pay out of £3,071. This includes the cost of claims made against our policy holders.*
We are committed to paying car insurance claims and getting our customers back on the road as quickly as possible.
Find out about the most common situations why a claim might not be paid here
*Data relates to personal motor insurance claims for policies underwritten by AXA Insurance UK plc from April 2016 to March 2017 inclusive
Fancy an upgrade?
Need more cover? AXA offer a range of optional extras including legal cover to give you extra layers of protection. Choose from our range of optional extras below.
Courtesy car upgrade
If you lose the use of your car due to a valid car insurance claim, we’ll ensure your hire car is a similar size to your own car.
Protected no claims discount
By adding no claims discount protection to your car insurance, you can have one claim in a year, or two claims in a three-year period without affecting your no claims discount.
Keep your family safe and not left stranded by the roadside with one of our breakdown products. Choose from: Roadside, Rescue, Rescue & Home Assist and European.
If you were in an accident that wasn’t your fault, you could get up to £100,000 in legal cover.
Personal injury and rehabilitation
Get up to £100,000 if you are injured in your car—even if the accident was your fault. It’s reassuring financial support that could make a big difference to you and your family.
Car insurance policy types explained
It can sometimes be confusing trying to understand just what kind of car insurance you need. Essentially, there are three types of car insurance required by law. And you can choose between fully comprehensive, third-party and third-party fire and theft – the minimum cover being third party. Here we’ll explain the difference between these types of cover.
Taking out third-party only will insure you against damage to other vehicles, people or property that you might harm in an accident that was your fault. But, it doesn’t cover your own car, or you. So, say if you were to crash into someone’s property, third-party insurance would cover the repair of the building, but not your car.
Third-Party, Fire and Theft
Third-party, fire and theft does all of the above, but it also protects your car if it was damaged due to a fire or stolen.
Fully Comprehensive insurance
This covers everything that third-party and third-party fire and theft does, but, it also covers you for many more eventualities and includes both you and your vehicle. So, if you were to be in an accident that was your fault, fully comprehensive cover would protect you from any third-party claims, and any repairs to your car including the value of it if it’s written off.