State insurance company

Diamond State Insurance Company Inc. provides commercial property and automobile, professional, and general liability insurance products in the United States. Its portfolio includes casualty and property brokerage products, as well as various classes for medical and non-medical professional liability. The company offers casualty insurance products, which include general liability and umbrella/excess insurance; medical professional liability insurance products that provide coverage for home medical equipment sales or rental; non-medical professional liability insurance products that provide coverage for home inspectors, insurance agents E&O, miscellaneous E&O, and public entities; and vacant .
Let us steer you through your options
Many people are put off by the task of selecting a car insurance policy. There are so many factors to think about. To top it off, each province requires a certain level of car insurance coverage. No need to worry. Allstate agents are here to help you find the type of policy that fits your needs.

Mandatory car insurance coverage
Liability Coverage
Protects you if you are in an accident and you are held liable for the injury to or death of other people. It also covers damage to their vehicle or property.

Accident Benefits
Covers medical bills, rehabilitation, funeral costs, and loss of income due to disability (not applicable in Quebec).

Direct Compensation Property Damage
Covers you for damage to your vehicle and to property inside it when another motorist insured in your province is responsible for the accident. (Ontario, New Brunswick and Nova Scotia).

Our most popular auto insurance coverage
Collision or Upset
Covers the cost of repair or the replacement of your car (up to its actual value less your deductible) if you have a collision with another car or an object such as a tree or guiderail.

Comprehensive
Covers windshield damage and other damage to your car due to theft, vandalism, fire, falling objects, lightning, explosion, or impact with an animal.

Specified Perils
Covers certain damage to your car by such dangers as fire and lightning, theft or attempted theft, windstorm, earthquake, hail, explosion, riot or civil unrest, falling aircraft or parts of an aircraft.

All Perils
Combines the protection provided by Collision and Comprehensive coverages.

Other optional coverages we offer
Claim Forgiveness
Your first claim is on us. Your rates will not go up.*

Disappearing deductible
Your deductible goes down every consecutive term you go without a claim until it disappears.**

Ticket Forgiveness
Your rates will not go up if you get a ticket for a minor driving offense.***

Loss of Use
Covers the cost of a backup means of travel such as rental car or taxi you use when your car is being repaired as a result of damage or theft.

Damage to a Non-Owned Vehicle
Covers you if you damage a car you do not own such as a rental vehicle.

Waiver of Depreciation
This option ensures you get the full value of your new car (less than 36-months-old) if it is written-off as part of a covered claim.