Renters insurance quotes

Renters insurance covers your stuff and so much more
Renters insurance is an affordable way to cover your belongings and help pay for unexpected expenses. In addition to your belongings, renters covers other people’s injuries at your place, certain lawsuits against you, and more.

Without renters insurance, you’d have no protection/coverage for these situations. For example, if someone steals all your stuff, your landlord won’t cover anything. Everything would be 100% on you. That could cost tens of thousands of dollars, as the average renter has $30,000 worth of belongings, according to ASI, one of our network renters insurance companies.

When you should consider renters insurance
Renters insurance is for anyone renting an apartment, condo, dorm room, house, or anything else. If you’re a landlord renting out a home, you’d need a specialized policy instead. Call 1-855-347-3939 for help.

If your landlord/complex requires insurance, just get a renters insurance quote online with us. We’ll send proof of insurance to your landlord/complex and help you make sure your policy meets their needs.

Renters coverages we offer
Renters covers your belongings, living expenses if your place is damaged, and even certain lawsuits against you. Just get a renters insurance quote, and experts are available to help explain all your coverages.

Your personal possessions
Clothes, electronics, furniture, tools, and the appliances you purchased are covered (even if they’re not in your place). They’re covered against fire, theft/vandalism, tornadoes, water damage, and more. Keep in mind, you’ll likely have to add extra coverage for jewelry or other expensive items. You can add these during your renters insurance quote or give us a call.

Example: A pipe bursts in your place and damages all your furniture and electronics. You’d then file a claim, and you’d just have to pay your deductible. The rest is covered.

Injuries and lawsuits against you
Your renters insurance policy covers others’ medical bills if they’re hurt at your place. Plus, it covers you if someone else sues you over their injuries or property damage. This coverage is technically called «personal liability.»

Example: You host a party and one of your guests accidentally damages furniture in your apartment’s party center. Your landlord then sues you for $2,000. Your renters insurance kicks in to pay for the damages and any court/legal fees.

Temporary living expenses
If your place is damaged and you need somewhere to stay, your renters insurance kicks in. Renters pays for your hotel/living expenses and even pays you back for meals (above what you’d normally pay).

Example: Your place’s roof is damaged and you have to stay in a hotel for a week. You’ll be reimbursed for hotel and dining out expenses.

See all coverages
Ways to save on renters insurance
Bundle auto + renters
Get both auto and renters insurance from Progressive, and you can save another 5% or more.† The discount will be added to your auto policy. See more on bundling insurance.

Quote in advance
Early shopping means big savings. Just get a renters insurance quote at least three days before your policy starts. Then, you’ll earn another discount.

Receive documents by email
This is an easy discount anyone can earn. During your renters insurance quote, we’ll ask how you want to get your policy documents. Select by email to save.

Pay in full
This is another easy discount just about anyone can earn. During your quote, just select to pay for your policy in full and upfront, and you’ll get this one.
COVER WHAT YOU CARE ABOUT FOR JUST A FEW BUCKS.
Home is where you keep the things that matter to you. Allstate Renters Insurance can help you protect that stuff if something bad happens to it or your rental. The coverage is dependable and costs less than you might think—in some cases, it costs as much as your morning latte. Talk to an agent about a renters insurance quote now.

MORE WAYS TO PROTECT WHAT’S YOURS.
Even with renters insurance, you may want to look at more policies to further protect the things you own and guard against the unexpected. Your agent can help guide you through the details so you can make choices that fit your needs.

Learn more about flood insurance

Explore personal umbrella insurance

GET HELP FINDING SAVINGS AND ANSWERS.
Have questions about your renters insurance coverage or need a little help? Never fear. Your Allstate policy comes with access to a local agent. He or she knows the ins and outs of renters insurance and will be happy to share the knowledge. Your agent can help you:

Know your renters insurance policy and make good choices
Find great savings and discounts
Make sense of the claims process and get the answers you need
Learn about new tools that can help keep you prepared and protected
Start your renters insurance quote, or get a personalized insurance proposal from your local agent to learn more. You can also take a look at Allstate agents in action.

You may have heard that renters insurance is a good idea, but do you know what a policy helps protect? Get simple answers about what goes in a renters policy, such as property coverage, guest medical and family liability coverage.

PAY LESS FOR YOUR PEACE OF MIND.
All too often, renters don’t get insurance coverage because they’re concerned about the cost. Allstate Renters Insurance is not only reliable, but it’s also affordable. You may be able to pay as little as $4 a month for it when you add it to your Allstate auto policy. That’s a small price to pay to know the things you own are well protected. See the savings you can get, and ask for a renters insurance quote today.