Motor insurance companies

Let us steer you through your options
Many people are put off by the task of selecting a car insurance policy. There are so many factors to think about. To top it off, each province requires a certain level of car insurance coverage. No need to worry. Allstate agents are here to help you find the type of policy that fits your needs.

Mandatory car insurance coverage
Liability Coverage
Protects you if you are in an accident and you are held liable for the injury to or death of other people. It also covers damage to their vehicle or property.

Accident Benefits
Covers medical bills, rehabilitation, funeral costs, and loss of income due to disability (not applicable in Quebec).

Direct Compensation Property Damage
Covers you for damage to your vehicle and to property inside it when another motorist insured in your province is responsible for the accident. (Ontario, New Brunswick and Nova Scotia).

Our most popular auto insurance coverage
Collision or Upset
Covers the cost of repair or the replacement of your car (up to its actual value less your deductible) if you have a collision with another car or an object such as a tree or guiderail.

Comprehensive
Covers windshield damage and other damage to your car due to theft, vandalism, fire, falling objects, lightning, explosion, or impact with an animal.

Specified Perils
Covers certain damage to your car by such dangers as fire and lightning, theft or attempted theft, windstorm, earthquake, hail, explosion, riot or civil unrest, falling aircraft or parts of an aircraft.

All Perils
Combines the protection provided by Collision and Comprehensive coverages.

Other optional coverages we offer
Claim Forgiveness
Your first claim is on us. Your rates will not go up.*

Disappearing deductible
Your deductible goes down every consecutive term you go without a claim until it disappears.**

Ticket Forgiveness
Your rates will not go up if you get a ticket for a minor driving offense.***

Loss of Use
Covers the cost of a backup means of travel such as rental car or taxi you use when your car is being repaired as a result of damage or theft.

Damage to a Non-Owned Vehicle
Covers you if you damage a car you do not own such as a rental vehicle.

Waiver of Depreciation
This option ensures you get the full value of your new car (less than 36-months-old) if it is written-off as part of a covered claim.
Accident forgiveness coverage
Couple driving down the highway in their convertible
AUTO INSURANCE
Our car insurance coverage protects your car in case of a collision, fire, vandalism, or theft, and protects you in case you’re responsible for damages to another person, their vehicle, or their property.

Personal Auto Insurance

DISCOUNTS
Our AMA Members also save on insurance policies, not just clothes, travel, and entertainment. Check out all of our insurance discounts, including multi-vehicle, membership discounts and multi-policy when you bundle home and auto

See Insurance Discounts

AUTO CLAIMS
Being involved in a collision is bad enough without feeling confused during the claims process afterward. Let AMA help you make the process as stress-free as possible.

Learn More about Claims

VEHICLE RENEWAL REMINDER
Wondering when to renew your vehicle registration each year? Sign up for an email reminder and let AMA do the remembering for you. We’ll send you an email reminder at the beginning of your renewal month that your vehicle registration will expire in 30 days.

Sign-up for the Email Reminder
Teen learning how to drive
UPDATE YOUR POLICY
Your teen passed the driving test, and now you have to update your insurance policy — reluctantly, we know. So we’ve made it easy to add, remove or change information on your policy. Just like that.

Make a Change to Your Auto Policy

RECREATIONAL VEHICLE (RV) INSURANCE
RV insurance covers your travel trailer, motorhome, camper unit, tent trailer, or fifth wheel in case of loss, damage, or collision.

Learn More About RV Insurance

Find What’s Right for You
Whether you’re a road-tripper, an RVer in the summer, or an ATV enthusiast, we’ve got the right insurance coverage to keep you protected. Find the right insurance products for your lifestyle.

All Auto Insurance Products Motorcycle Insurance Uber Drivers

Payment Options
We understand that everyone’s financial situation is different. Whether you prefer to pay your entire premium at once or divide it evenly and pay once a month, we’ve got a payment option for you.

Insurance Payment Options

Beyond Auto Insurance
As important as, auto insurance, it’s not thing AMA can help you with. We’re here with you for everything from buying a used car to maintenance tips to guiding you on what to do after a crash.

Buying and Selling a Used Car Car Crash 101 Spring Car Maintenance
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MANAGE YOUR MEMBERSHIP
AMA Online Account gives you access to online services and features.

Create an account and sign in today to see your reward dollars balance, access billing statements, make updates and changes to your membership, sign up for membership and vehicle renewal reminders, subscribe to email newsletters, and more.