Medical insurance plans

Owing to a rise in lifestyle diseases and double-digit medical inflation in India every year, health insurance has become a necessity for every individual.

To elaborate on the shift in mindset, an individual has started looking at the broader aspect of their life and its healthcare needs. And the best part is that they have started accepting the fact that they actually do need health insurance.

Apollo Munich Health Insurance offers the best health insurance plans in India today, for men and women of any age. Apollo Munich offers individual health insurance plans, family floater health insurance plans and group health insurance policies for corporations. Ranging from Optima Restore to Easy Health to Energy, these health insurance policies will not only guard you against the present and future spiralling healthcare costs, but will also guide you on the path to wellness for the long term.

Apollo Munich has also come up with an outpatient health insurance plan called Day2Day Care that covers you for unlimited doctor consultations at network centres and outpatient medical costs including pharmacy, diagnostic tests, vaccination and physiotherapy.

Another health insurance plan; Health Wallet, has been crafted by Apollo Munich to help secure not only your present, but also your future, with a Reserve Benefit. The Reserve amount, separate from your sum insured, covers out-of-pocket costs including doctor visits, pharmacy, medical devices and much more. The unused Reserve gets carried forward and earns a 6% bonus at each renewal. You can even use the Reserve to pay up to 50% of your premium, after five continuous renewals.

Apollo Munich Health Insurance has received numerous positive reviews and ratings for its health insurance plans and policies, which have been ranked as the best plans in the health insurance industry by several of India’s popular publications such as “The Economic Times” and “The Hindustan Times”. The company offers its products through a network of 100 physical offices, well-trained sales partners and directly through its call center, website and in-house sales force.
Health Wallet — A Revolutionary Health Plan
Health Wallet- A Revolutionary Health Plan
Sum Insured from 3-50 lakhs + Reserve benefit — covers OPD expenses; balance is carried forward to next policy year with 6% increment + Continuation cover — pay upto 50% of renewal premium from reserve Benefit sum insured post 5 continuous renewals+ Restore benefit to auto-reinstate your sum insured + Multiplier benefit offers a no claim benefit of 50% every year + Pre& Post hospitalization coverage for 60 days & 90 days + All Day-care procedures + Domiciliary treatment + Expenses for Organ Donor + Worldwide Emergency Care + Emergency Ambulance + Health Checkup ( if reserve benefit sum insured is more than Rs 5000) + Recovery Benefit + Optional Deductible+ Lifelong renewal + No additional loadings at renewal due to claims + No sub-limits + No co-payment + Critical Advantage Rider
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Optima Restore — Our Bestselling Plan
Optima Restore Family Policy in India
Sum Insured from 3-50 lakhs + Restore benefit to auto-reinstate your sum insured + Multiplier benefit offers a no claim benefit of 50% every year + Pre& Post hospitalization coverage for 60 days & 180 days + All Day-care procedures + Domiciliary treatment + Expenses for Organ Donor + Daily Cash for choosing shared accommodation + Emergency Ambulance + Health Checkup ( for sum insured greater than 15 lacs) + E-opinion in respect of Critical illnesses + Lifelong renewal + No additional loadings at renewal due to claims + No sublimits + No co-payment + Critical Advantage Rider + Discounts at renewal with the “Stay Active” Benefit
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Easy Health — An Affordable Plan
Easy Health — Popular Plan in India
Sum Insured starting from 1-15 Lakhs + Hospitalization + Pre-hospitalization + Post-hospitalization + All Day-care procedures + Domiciliary treatment + Daily Cash + Expenses for Organ Donor + Emergency Ambulance + Health Check-up + Critical Illness+ Critical Advantage Rider (for sum insured equal or greater than 10 lacs) + Discounts at renewal with the “Stay Active” benefit
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Day2Day Care Silver — Family

Unlimited Consultations+ Pharmacy and Diagnostic expenses+ No waiting period+ Same premium over all ages+ Cashless Service+ No Pre Policy Checkup + Portability + Tax Benefits
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Optima Super – Aggregate Top up Plan
Optima Super Family Plans in India
Inpatient Treatment + Pre-hospitalization + Post-hospitalization + Day-care Procedures + Expenses for Organ Donor + Emergency Ambulance
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Family Health Insurance Plan
The ever-rising medical inflation in India is a major cause of concern for everyone. As a result, a comprehensive health insurance plan covering a range of hospital expenses is all that a family needs to secure its future.

Apollo Munich health insurance ensures that all your family’s healthcare needs are rightly taken care of with no need for you to sacrifice your savings.

A family health insurance policy covers all the members against various diseases and illnesses. Also known as family floater policy, a fixed sum insured covers all the members proposed under the plan and it can be availed by any or all the members for one or more claims during the tenure of the policy.

Compared to individual health plans, a family floater policy offers a relatively lower premium, which will depend on the age of the eldest family member insured under the plan.

Choose the right plan and get access to a network of more than 4000+ hospitals in the country and numerous other features and benefits and secure the future of your family.