Holiday insurance

Single Trip Travel Insurance Policies

Planning a short weekend break? Organising a business trip? Looking forward to a family holiday for a fortnight? Arranging an extended break for a few weeks or months? No matter where you’re going or for how long, travel insurance is essential. Our single trip cover is perfect if you are only taking one or two trips overseas during the year – and if you don’t need the flexibility of an Annual multi-trip policy. We provide low-cost, comprehensive single trip travel insurance for destinations in Europe and worldwide.

Benefits of Single Trip Travel Insurance

  • For those who don’t travel frequently, single trip insurance is the ideal policy type. It’s quick and easy to arrange and is perfect for that last-minute city break or beach getaway.
  • Even on the shortest of trips, medical emergencies can arise. Without the medical cover included in a single trip travel policy, the costs could be huge – so taking out adequate insurance is essential for each trip you undertake.
  • A holiday can be ruined by the theft or loss of personal baggage; a delayed departure; a missed flight – or having to cancel your trip altogether. But at least taking out insurance means you won’t suffer the financial impact too.
  • Single trip Travel Insurance from Worldwide Insure gives you the cover that you need, for the time that you need it. Whether you’re taking a family holiday, going on a romantic break or a business trip, make sure that you’re covered.
Cheap travel insurance quotes — it’s holiday time!

Get informed

  • Unzip the Travel insurance suitcase to read guides and tips
  • Don’t forget the suncream! Tick off our holiday checklist

The right travel insurance covers costly surprises while you’re away from home. A standard policy covers lost property, medical care, and delayed travel and may also include:

  • Emergency medical care< and service emergency clock the>
  • Personal liability to cover damage caused by you
  • Lost and stolen possessions cover for luggage, gadgets and passports
  • Cancellation protection covers delayed, postponed or cancelled flights
  • Curtailment cover, in case you need to cut your trip short

Compare travel insurance policies with us and you’ll find independent Defaqto star ratings to help you choose, so you’re not buying blindfolded.

What you’ll need for a travel insurance quote

Getting a travel insurance policy set up is often straightforward, but make sure you have the following to hand:

  • Personal and contact information
  • Details about pre-existing medical conditions
  • Whether you need single-trip or multi-trip insurance, or a backpacker/gap-year policy for long-stay trips over 30 days
  • If you need cover for winter sports, a cruise or a business trip
  • The start and end date
  • Your destination

Travel truths

  • 7.3 million Brits had a staycation in the first quarter of 2016, choosing to holiday in England
    Brits made 65.7m trips overseas in 2015, 13 million of which were to Spain
  • Put the Pina Colada down — being drunk can invalidate a claim

Once you’ve shopped around and found a favourite, you can buy then and there, or call the provider if you have any questions.

Should you choose the cheapest travel insurance?

If the policy is unbelievably cheap, double check it’s right for your holiday plans.

For instance, if you panic buy on the way to the airport, it may not compensate you if your airline cancels.

Need to know more about travel insurance?

Read our guides and top tips for safe and secure holidaying, home or away, in the Travel insurance suitcase.

You’ll find helpful info about abandonment, baggage, legal expenses, delayed or missed departure and how much compensation you can expect if a flight is cancelled. You can discover why you need insurance, how much cover is required, if adventure activities are included, and why you should carry a European Health Insurance Card (EHIC).

And, you’ll be walked through optional add-ons and specialist cover, such as policies for over-65s, people with pre-existing medical conditions and scheduled airline failure insurance (Safi).

Read up about how long-stay travel insurance may affect your home insurance, and discover how you could benefit from travel insurance when holidaying in the UK or in a caravan.

We’ve also unearthed why doubling up on insurance could be a costly mistake, and how you can avoid claim rejections.

And finally, for sports holidays and cover, we’ve got the scoop on winter travel insurance, cover for skiing and other winter sports.

Do I need travel insurance?

Once you’ve booked your holiday, the last thing you want to think about is what can go wrong. Unfortunately, no matter what type of holiday you’re going on, accidents can happen.

Getting travel insurance before you go away can help cover medical costs if you get injured or ill abroad, so you don’t have to worry about footing the bill. It can also cover delayed flights and lost or stolen items.

Why should I compare quotes with

At, we compare up to 49 travel insurance providers to help you find the policy that suits you best.

Policies can be compared in minutes and you could have your documents emailed to you within an hour.

To help you further, when you get a quote, we show Defaqto star ratings (a rating by the independent financial researcher) next to each provider, which could help you make a better informed decision, quickly.

What are the different types of travel insurance?

Each holiday is different, so to be fully covered you need to let your insurer know what type of holiday you’re going on. Some of the types of insurance we compare are:
  • Cruise
  • Ski
  • Over 50s
  • Pre-existing medical
  • Backpackers

So whether you’re an adrenaline junkie about to go on an adventure of a lifetime, or taking the kids on a summer holiday, make sure you’re not out of pocket if the worst was to happen.

Most policies should cover you for:

  • Emergency medical expense: If you fall ill on holiday and need to seek medical assistance, travel insurance could cover the cost of treatments as well as transportation back to the UK if needed.
  • Baggage and personal possessions: A policy could cover accidental loss, damage or theft of your luggage, other personal possessions and money.
  • Cancellations: If your flight is cancelled or you have to cut your trip short due to family bereavement or illness, a policy could cover any costs. It’s worth looking for a policy that comes with enough cancellation cover to at least repay what you paid for the holiday.

Most policies offer a 24-hour helpline that provides worldwide support and advice to help you deal with your emergency.

Broadly speaking, most policies won’t cover you for:

Failure to report stolen or lost possessions: Lost or stolen items should be reported to the local police within 24 hours, otherwise you may invalidate the terms of your cover if you try and make a claim.

Failure to declare pre-existing medical conditions: Insurers may refuse claims if you fail to declare any pre-existing medical conditions for you or any of your travelling party.

Alcohol or drug related incidents: Most policies are unlikely to cover incidents where you’ve consumed alcohol or drugs.

Activities and winter sports: If you plan on taking part in sports or activities, check your policy wording to see whether they are covered. Winter sports cover is usually available as a policy add-on, so look out for it if you’re planning on hitting the snow.

  • I’m going skiing, will that affect my cover?First you should check whether winter sports or other adventure activities are covered by your policy. As well as cover against injury, you’ll want to check whether your gear is covered against loss or damage. To look for policies that include winter sports cover, simply pick winter sports from the extras section when getting a quote.
  • I’m going on a cruise, will this make a difference?Cruise holidays may not necessarily be covered by all providers. You can tick the cruise holiday option when getting a quote to find policies that do.
  • What is a pre-existing medical condition?Any personal illness or medical condition that is known or existing before buying an insurance policy is considered a pre-existing medical condition.You are required to tell your insurer about any previous or current medical conditions.  Failure to do so could result in the insurer refusing to pay out in the event of a claim, or the policy being invalidated.
  • I’ve already started my holiday, can I get covered now?Sadly we’re not able to offer quotations for travellers who start their trip from outside of the UK or offer quotes to extend your current policy if it expires while you are away.

At Chill Insurance, we do just that. All you need to do is fill out a short quote form and we take care of the rest, leaving you to get on with the more enjoyable task of planning your trip.

Single-trip policy

If you’re going on a one-off break, it can be tempting to try to get away with not buying holiday insurance. However, there are many situations that can arise that can leave you sorry that you didn’t take out a policy.

Remember that expensive bills do not make good souvenirs so save yourself a lot of hassle by ensuring you have the right cover before you set off. Similarly, if your trip is cancelled, your luggage is lost, you might be left out of pocket.

Don’t ruin your getaway by trying to cut corners. if you take one holiday a year, a single trip policy will cover your needs, and getting this cover is quick and easy with Chill Insurance.

Our Silver, Gold and Platinum single-trip policies allow you to pick and choose what level of travel insurance cover you need.

Annual Multi-Trip Policy

With the cost of international travel coming down all the time, more and more people are taking multiple holidays a year.

If you are planning to go on more than one trip in a 12-month period and want to get cheap travel insurance, an annual multi trip policy is a great solution.

This is also a perfect policy for families as all dependent children under 18 are covered for free!

With Silver, Gold and Platinum multi trip policies available, we are sure to have a level of cover that suits your needs.

Extended Stay Policy

Sometimes a two-week holiday doesn’t give you enough time to relax, see all the sights you want to see and fully experience the culture of a destination.

Whether you’re visiting family, doing business abroad or simply need some quality time out, there are many reasons why you might need extended stay cover.

Whatever the reason for your journey, our travel insurance can help you to find the perfect policy for your needs.

Planning Your Next Adventure?

No matter what you are planning to do on your next adventure , our range of policies have you covered. Thinking of going skiing or back packing during the year? Winter sport cover is included in both our Platinum single-trip and annual multi trip policies. Our policies also offer a private health insurance discount, as standard.

Making The Most of Your Trip

At Chill Insurance, we understand that travel can ignite many people’s sense of adventure. If you’d rather be gliding down the Alps or backpacking through the Andes than sipping sangria by a pool, we can help you to get the boring stuff out of the way before you go.

That way, you can get on with having fun, safe in the knowledge that if anything goes wrong, you wouldn’t be left footing the bill.

With Co-op Travel Insurance you can have peace of mind knowing your holiday is covered. With a variety of options available, you can be reassured you have the right cover for your destination.

Our travel insurance helps to ensure your plans go as smoothly as possible. We have insurance options available for everyone. Whether it’s backpackers exploring the globe, winter sports, city breaks or multi-trip travellers, we have cover for all destinations and ages.

Unfortunately, travelling abroad is not without its risks, which is why at Co-op we offer a range of cover to protect you from cancelled flights to lost personal possessions. We also offer unlimited medical expenses as standard across our travel insurance policies.

You can tailor your cover to meet your individual needs, deciding how comprehensive you’d like your travel insurance to be.

Why travel insurance?

Going on holiday is something we all look forward to; it’s the time of year for getting away from the stresses of modern life. But what if something were to happen during your time away? Co-op is there for you when you need us most.

Travel insurance is to cover the cost of unexpected circumstances such as injury, illness or losing your valuables.

Even though you may not use your insurance, it’s best to make sure you’re covered. With Co-op, it’s easy to buy travel insurance.

Get a travel insurance quote online today.

Travel Insurance tailored for you

Whether you are looking for single or multi-trip coverage, your holiday is cancelled or you have a pre-exisiting medical condition ensure you have the cover you need without paying too much.

Making sure you are covered before your holiday is crucial. If faced with a sudden cancellation, an unexpected medical cost or have your luggage lost or stolen, travel insurance will give you peace of mind and protect you from any out of pocket expense.

Get a free quote online or over the phone and learn how you can receive comprehensive  insurance within minutes. Telegraph Travel Insurance covers people of all ages and pre-existing medical conditions.* Compare our travel insurance policies and find the cover that works best for you.

Single Trip Travel Insurance

Compare Single Trip Travel Insurance whether you’re taking a family holiday to Euro Disney, a romantic city break to Rome or going on business to the UK. Single trip travel insurance will cover you for holiday cancellation, medical expenses, lost baggage, missed departure and much much more. Compare Irish Holiday Insurance for great quotes.

Many Irish holiday makers travel to sunnier climates each year with no holiday insurance, this can be a costly decision. Plan for the unexpected and sit back and relax on your break knowing that you and you’re family are covered. Single trip policies are available for individuals, couples, families and groups. Some insurer’s offer discounts for couples and allow children to travel for free under the family travel insurance policy, child age limits may apply.

Single Trip Travel Insurance Ireland

Single Trip Travel Insurance Ireland page compares travel policies which will insure against risks for a specific holiday or trip for a set period of time for example, 2 days, 1 week, 1 month duration. The premium quoted will be based on age, destination and dates of travel. Double check your policy details before travelling to ensure they are correct.

This type of policy would generally be suitable for individuals, couples or families going on a once off holiday or trip. Single trip cover may not suit everyone, those that take multiple holidays or trips per year may find it more affordable to look at annual cover also known as multi trip travel insurance.

Cheap Single Trip Travel Insurance

Cheap Single Trip Travel Insurance useful tips!

Ensure you select the correct departure date and the date you return back to Ireland.

Beware! Some holiday insurance website quotes are based on internet bookings, if you wish to book over the telephone you may incur additional charges.

Ask the insurer to email the documentation rather than sending them to you in the post, this may save up to 10%.

You can customise your insurance with optional levels of cover which can be added to your original policy e.g. business cover, golf, cruise and travel disruption. Travel Disruption in our opinion probably been one of the most important as this will cover for adverse weather conditions such as snow and volcanic ash. Additional cover levels depend on the insurer and must be added before you depart.

Save time and money comparing cheap single trip travel insurance quotes at the most comprehensive levels!

Travel insurance explained

After forking out for the holiday you might be asking yourself ‘what is travel insurance and do I really need it?’.

Basically, it’s there to protect you if the worst were to happen while you’re overseas. For example, losing your luggage feels like a disaster, but with insurance in place, at least it won’t feel like the end of the world.

You can choose a Single Trip policy or annual cover, then choose from our range of add-ons for Winter Sports, Golf and Cruise travel if you’re going on a more specialist holiday.

Why might you need it?

Many people think it’s just there to help if their flights are delayed or their baggage goes missing but it could be the difference between an accident abroad costing you an insurance excess, or paying thousands of pounds out of your own pocket.

The average cost of a medical claim on a travel insurance policy in 2016, according to the ABI, was £1,300.

Mark Shepherd, Assistant Director, Head of Property, Commercial and Specialist Lines at the Association of British Insurers, said: “While most travellers enjoy their breaks, falling seriously ill overseas is stressful enough, without the added worry of how to pay for potentially very expensive medical bills.»

Admiral provides you with 24 hour emergency support so you’ll be able to reach someone at any time if the worst were to happen. And you can also include cover to help if you’re affected by a travel delay when leaving or returning to the UK.

Why choose Admiral?

You can be insured almost anywhere worldwide and not only that, but also for a wide range of activities, including skiing, scuba diving, windsurfing, canoeing and more.

There’s always a lot to worry about before heading off abroad, but if you purchase an Admiral policy, you’ll have one less thing on your mind.

You’ll be able to jet off safe in the knowledge your cover will be provided instantly, you’ll have 24 hour emergency support and medical expenses cover up to £20million on our highest tier.

What if I have a pre-existing medical condition?

Alternatively, you can declare your conditions during the online quote process to see if cover can be offered.

Your pre-existing medical conditions won’t be covered unless you have declared all conditions, received acceptance of this in writing, and paid any additional premium in full.

You’ll still be able to get insured, all you’ll need to do is check to see whether it’s covered under the ‘What is not covered’ list of your policy wording guide. If the condition isn’t on this list, or you have multiple conditions and one is not on this list, then you need to contact Medical Screening to declare all your pre-existing medical conditions.

Which countries am I covered in?

You’re covered pretty much anywhere you want to go, but because ‘pretty much everywhere’ isn’t everywhere, we’ve broken it down into three zones:

  • Europe
  • Worldwide excluding USA, Canada & Caribbean
  • Worldwide

One thing to note is no cover is provided under the policies for any trip to a country where the Foreign & Commonwealth Office advised against ‘all travel’ or ‘all but essential travel’.

If you are not sure if there is a travel warning for your destination please check with the Foreign & Commonwealth Office.

Whatever your holiday plans, whether you’re looking for single trip travel insurance, annual holiday insurance or a long stay policy, we aim to provide a policy to suit at a great rate. Our panel of leading insurance companies cover almost all destinations, simply select from the UK, Europe, Worldwide excl USA and Worldwide Inc USA.

Our site is flexible, allows us to tailor the policy to your needs and means that you can buy travel insurance online. See what our customers say about us on our reviews page.

We work with some of the industry’s top insurers so you can compare travel insurance to make sure you’re getting the best value policy with the best level of cover.

Do you have an existing illness?

Our easy to follow quote process includes online medical screening. We have selected insurers who specialise in travel insurance for medical problems and pre existing conditions, such as Cancer, Asthma and Heart Attack.

Need Travel Insurance on a budget?

Whether you need cheap holiday insurance or want a higher level of cover with our premium travel insurance we have a variety of policies to suit your price range.

Choose from a range of travel Insurance extras to suit your requirements: ski insurance, snowboarding insurance, cruise insurance, baggage cover, cancellation and curtailment, natural catastrophe cover, personal accident, golf cover and business cover. We also cater for gap year insurance and backpackers travel insurance.

Worried about your age?

We have a range of policies available for most ages such as travel insurance for Over 65’s. Get a Quote

Why buy Travel Insurance? What does Travel Insurance Cover? How much does Travel Insurance Cost? Check out our FAQ page.

Avoid disasters with our holiday travel advice.

Living on the Isle of Man?

Manx residents need a bit more from their Travel Insurance, such as repatriation and cover for travelling to the UK. That’s why we have policies tailored specifically to our clients on the Isle of Man. Learn more about Holiday Insurance for the Isle of Man.

1. Never buy from a travel agent, tour operator or airline

This will almost certainly cost you more.

2. Decide on the cover you need before finding deals on comparison sites

Taking your iPad with you on holiday? That £10 cheapo one-week cover is useless when you realise it has a £250 excess and a single item limit of £150, so it won’t cough up. Which? recommends travel policies should cover medical expenses of at least £2m (Europe) or £5m (worldwide); at least £3,000 for cancellation; and at least £1,500 for baggage and belongings cover.

3. Be sensible about the excess

That is the amount that you, the policyholder, has to pay towards any claim. If, for example, you claim for £600, and the excess is £150, the insurer pays out £450. If you set the excess high, the policy will be cheaper, but may not be worth having., warns some policies charge an excess «per benefit section». «For example, if you were mugged, you could be charged £75 excess on the medical costs plus a £50 excess for loss of personal effects. Other policies charge just one excess per claim, which can work out much cheaper,» it says.

4. Check what is already covered by your home insurance policy or bank

Home policies often include insurance for personal possessions when away from home, so you can opt out of having baggage cover and save money. You may also have a credit card or current account that includes travel insurance but check that the cover is sufficient for your needs – such «free» insurance can sometimes be very basic.

5. Choose annual cover if you travel more than three times a year

According to, if you travel three times or more a year (or twice or more if one trip is to the US) then getting an annual policy that covers the entire year’s travel for one fee is likely to cost you less than buying separate single-trip policies. But note that annual policies won’t cover backpackers on extended trips: they usually cover trips up to a maximum of 31 days.

6. Egypt is in Europe, but the US is not in the world

You don’t need to buy a worldwide policy for much of north Africa: as Egypt, Morocco and Turkey come under Europe in most deals. But watch out, some «worldwide» policies exclude the US and Canada.

7. Look out for age limits and medical exclusions

Many policies, particularly the cheapest, will not insure anyone aged over 65, however fit and active. Most standard policies will also not cover any pre-existing conditions. So, for example, if you are asthmatic and suffer an attack on holiday that requires medical treatment, your policy will not pay out. Tell your insurer about any ongoing medical conditions and answer questions honestly. Some insurers may then agree to cover certain conditions for a small extra premium or, if your condition warrants it, refer you to a specialist insurer.

8. Even horse riding is adventurous

Many policies exclude «risky activities», which can be horse riding, scuba diving, jet skiing or mountain climbing. If you are going on a skiing holiday make sure the policy includes comprehensive winter sports cover.

9. Independent travellers should opt for scheduled airline failure cover

If you tend to make your own flight and accommodation arrangements, rather than booking a package, it’s important your insurance includes scheduled airline and end-supplier failure cover, which protects you if an airline, villa company or ferry firm goes bust after you’ve booked your holiday. Note that even five-star policies may not cover airline failures.

10. Get an EHIC card

If you are heading to Europe, get a free European Health Insurance Card (EHIC), which gives you access to state-provided healthcare, at a reduced cost or sometimes free, when temporarily visiting an EU country, and also Iceland, Liechtenstein, Norway and Switzerland. Some travel insurance policies will waive the excess for medical claims if you use your EHIC to get medical treatment while travelling in the EU. The easiest way to apply for, or renew, an EHIC – which is valid for up to five years – is at Alternatively, you can call 0845 606 2030 or pick up an application form from the Post Office. You’ll need to supply the NHS or national insurance number, surname, forenames and date of birth of applicants.

Best value travel insurance deals

To give some idea of the best value travel policies on offer, we got quotes from for four scenarios: a family annual multi-trip policy for Europe; a family single trip policy for a fortnight in Corfu; an individual annual, multi-trip policy worldwide including the US and Canada; and an individual single-trip policy for a fortnight in Thailand. Each prompted quotes from dozens of insurers and the results can be found in the table below.