Health insurance california

California State Health Resources
Residents can also refer to a number of resources within California:

California Health Care Services
California Health Service’s Directory of Health Care Services and Programs

California Major Risk Health Insurance Program
The California Major Risk Medical Insurance Program (MRMIP) is administered by the Managed Risk Medical Board and developed to provide health insurance for Californians who are unable to obtain coverage on the open market.
Apply for California health insurance coverage at eHealthInsurance. We offer thousands of health plans underwritten by more than 180 of the nation’s health insurance companies. Compare California health plans side by side, get health insurance quotes, apply online and find affordable health insurance today. You can read more about the Affordable Care Act in our Obamacare Resource Center.
Not all companies are available in all areas.

These health insurance companies meet all the state and federal requirements for plans as well as additional standards established by Covered California. They represent a mix of major insurers and smaller companies, regional and statewide doctor and hospital networks, and for-profit and nonprofit plans. They deliver exceptional value and choice with affordable premiums, a wide choice of benefit levels and good access to doctors and hospitals in all areas of the state.

For more information about the health insurance companies Covered California works with, visit the Contact Your Health Insurance Company page.

Californians with limited incomes may be eligible for Medi-Cal. For information about the Medi-Cal program, visit the California Department of Health Care Services website.

2016 Plans Booklet Thumbnail
2018 Plans Booklet (preliminary rates)2017 Plans Booklet Thumbnail
2017 Plans Booklet (preliminary rates)
Patient-Centered Benefit Design
Covered California is leading the way for consumers by using a patient-centered benefit design. What this means is consumers can shop across our different health insurance companies knowing that the benefits are the same, depending on metal tier, no matter which company they choose. Consumers get an apples-to-apples comparison about co-pays, deductibles and other out-of-pocket costs up front so there are no surprises when they use their plan. The consumer has their choice of coverage level based on a metal tier system to select a plan that best fits their needs. For a detailed look at the patient-centered benefit design, please refer to the charts below.
Get California Medical Insurance Quotes with our online Covered California Calculator. It’s quick, easy and free. Fill in your information in the box above and click “Get My FREE Quote Now.”

Understanding the Different California Health Insurance Plans

Health for California makes it much easier for you to understand the different health insurance plans and what they cover. You’ll be able to make a comparison between the various plans and choose the one that meets your health and budget needs. The choice is all yours.

Once plan options appear, you’ll see rates, metallic tier choices and benefits from all the different carriers in California. Additionally, you’ll see if you qualify to get government assistance, which will enable you to receive discounted rates.

Your quotes will include:

Carrier name (Kaiser Permanente, Anthem Blue Cross, etc.)
Plan category (PPO, HMO and EPO)
Plan type (Bronze, Silver, Gold or Platinum)
Total price of the plan
Price you will pay
Subsidy you qualify for
The good news is that there is a health insurance plan for everyone. You don’t necessarily have to be a U.S. citizen to be eligible for medical insurance in California. And no insurance company will refuse to cover you simply because of a pre-existing condition.

Which Is the Best Health Insurance Plan for You?

Whether you are a family with many doctor appointments or one that just wants to be covered for emergencies, there is a plan to match your needs. The most popular plan types are Bronze, Silver, Gold and Platinum.

Learn more about all the care plans below.

Bronze 60 Plan: With this health plan, you will make small monthly payments while still receiving coverage for a few checkups and preventative care. However, you will have to pay a little more if you need to see a specialist. This plan is particularly ideal for young people with no dependents. If you don’t expect to see the doctor much this year, then this might be the right plan for you.
Silver 70 Plan: With this plan, you will make average monthly payments while getting affordable health insurance coverage in California that covers all the basics and more. However, you’ll spend a little more if you need outpatient surgery or visit the hospital. This plan is perfect if you are a person who works hard to ensure your health is always in check.
Gold 80 Plan: This is an excellent comprehensive health plan. You will make modest monthly payments and have low out-of-pocket costs in case you see a specialist or visit a hospital. The best thing is that you’ll have a lower deductible to meet, saving you a lot in the long run.
Platinum 90 Plan: With this health plan, you will make higher monthly payments, and receive regular physician visits, emergencies and preventative care, without having to meet a deductible. It’s a great plan for individuals and families looking to save on out-of-pocket costs.
The least expensive health insurance quote on each metallic plan is found on the left. If you want to see additional plans at higher prices, you can scroll to the right. All the plans in the same metallic tier offer the same benefits with a few exceptions.

Additional Information Regarding California Health Insurance Quotes

For more information related to quotes, pricing, and government subsidies, click Medical Insurance Quotes California.
If you’re interested in applying for just your child(ren) click, Child Only Health Insurance California.