Health insurance broker

We at Medi-Quote Insurance Brokers have offered travel medical insurance for many years. We now also offer you and your family peace of mind with coverage for right here at home.

Did you know that in 2011, Canadian households paid more than 4.6 billion dollars in out of pocket expenses for prescription medicine? In 2010, the average Canadian spent more than $1,623 on health care costs that were not covered by their Provincial Health Care plan, and that number has increased by over 30% from 2008.

Statistics show that as people age, their health care costs will increase. Many employers are either considering eliminating post-retirement benefits, or have done so already. If you are retired, self-employed, unemployed or working part-time, it is quite likely you do not have a health benefit plan.

We offer all levels of coverage, from basic to comprehensive, through a variety of insurance providers, to meet your individual needs. These health plans are designed to bridge the gap between your provincial health plan coverage, and the costs which Canadian families incur. In addition, most plans also entitle you to a wealth of savings on other health related products and services, at no additional cost.

Our team of professionals is available to assist in reviewing your personal needs, and will recommend solutions for your supplementary health coverage.

Please call or email us today and ask how one of these products can help you avoid being burdened with unnecessary medical costs.

Individual health & dental plans from Youngs Insurance are specially designed for those without a benefits package or to fill the gaps left by Ontario provincial health plans.

Health & dental coverage for you and your family.
Our individual health and dental plans are an excellent solution for the self-employed who may be able to deduct this expense, and also for those who do not have access to an employee benefits program.

Include only the modules you need.
Health & dental coverage is available in modules that range from basic to enhanced, plus optional add-ons for eyewear, paramedical specialists (RMT, chiro, physio) and out-of-country travel medical insurance.

Some plans require completion of a medical questionnaire in order to qualify, and pre-existing expenses (such as an existing prescription) are often excluded from coverage.

Premiums are based on your age and how many people will be covered; insurers reserve the right to adjust premiums each year for their product.

If you are looking for coverage after losing your employer plan, make sure you apply within 60 days of leaving the old plan to take advantage of the special products that allow medical evidence-free applications.
Simplified online quote and buy for Health and Dental Insurance. Easy to understand explanations with a dynamic calculator to determine your premiums. Or – just call us for a quote!

We offer Flexcare, the well known Manulife Coverme health and dental plan. There are three base plan choices:

Dental insurance + basic health insurance.
Prescription drug coverage + basic health insurance.
BOTH prescription drug and dental insurance + basic health insurance.
All three plans come in both basic or enhanced options. Then you may upgrade your plan with up to 4 add-ons:

Catastrophic, which provides unlimited drug coverage. We recommend this option on all plans.
Vision which upgrades the base vision care benefit provided on all plans.
Travel Insurance which upgrades the base 9 day travel coverage an additional 8 or 21 days.
Hospital coverage which provides coverage for semi-private or private hospital rooms.
You can then run your own health insurance quotes using our online calculator at the top of each webpage on this site.