Or you can compare prices using sites such as GoCompare.
What are car insurance groups?
For insurance purposes, cars are divided into groups, from 1 to 50, with group 1 being the cheapest to insure. The group a particular car model fits into is usually determined by trim level and engine size and type.
This means cars under the umbrella of one model can fall into different groups depending on their specifications. For example, not all Nissan Micras will be group 1 cars but it’s likely a Micra with smallest engine size will fall into the group and will be a cheap car to insure.
We’ve listed vehicles where we’ve found two sources to confirm the car is in group 1. We’ve only listed the model so you may need to do some research to find the group for a particular version, however, the model is a good guide the car will be in a lower insurance group.
It’s worth noting that the 1 — 50 groups should be used as an indication of insurance prices. Insurers can set their own groups, although they’re likely to be similar to the industry standard.
Learn about group 6 cars here.
Cars in Insurance Group 1
In no particular order, these are new and used car models currently in Insurance Group 1. You can compare the price of insuring each car at GoCompare.
1. Vauxhall Corsa hatchback
Pros – a solid, well-made small car that’s been popular with young drivers for over a decade. Very good fuel economy and a great choice of interior options and extras.
Cons – some gear issues have been reported and the engine is noisy and quite slow.
Price of car: Used cars are around the £5,000 mark and new cars around £9,000-£11,000.
Find out how much it will cost to insure a Vauxhall Corsa on GoCompare.
2. Fiat Panda
Pros – the dashboard and gear lever (mounted on the dash) are very user-friendly, which is particularly important for less experienced drivers.
Cons – only the 1.1 Active or some of the Dynamic models fall into group 1 for insurance. There are newer, sleeker versions on the market, but they are more expensive to insure.
Price of car: Used models sell around the £5,000 mark and new models at £7,500-£9,000.
Check the price of insurance for a Fiat at GoCompare.
3. Citroen C1
Pros – not expensive to buy and gets 62.8MPG, which makes it quite cheap to run. It’s not a bad looking car and comes in a variety of pretty and funky colours. Some Citroen deals even come with a year’s free insurance, which is a young driver’s dream!
Cons – some older models (pre-2009) might have clutch and water pump faults. Water leaks have been reported in some cases. The Vibe or Airplay models may be the only ones in group 1.
Price: Used cars can cost around the £4,000-£5,000 mark and new cars are around £7,000-£8,000.
4. Nissan Micra
Pros – only a recent version of the 1.0-litre petrol Micra is in group 1 so it comes with Bluetooth and a USB input. It’s larger and more stylish than older versions.
Cons – it’s not the most economical Micra and some have described it as a bumpy ride.
Price of car: £12,000 to £20,000
5. Smart ForFour
Pros – as you’d expect with a Smart car, it’s nimble and it’s possible to personalise it.
Cons – it’s designed as a city car so it’s not great if take it on the motorway. The rear seats are a little cramped.
Price of car: £10,000 to £20,000
6. Chevrolet Spark
Pros – while still small enough for easy urban driving, the Spark is a 5 door car with a relatively spacious interior and boot.
Cons – not as sleek looking as some of the other models on this list, though of course, that is a matter of taste. It doesn’t provide a very smooth ride but is sufficient for everyday use.
Price of car: Used cars are between £3,000 and £5,000, and new cars are around £8,000-£10,000
Remeber, if you need cover for a group 1 car you can check our list of the best car insurance policies.
7. Skoda Citigo
Pros – a compact city car that feels more spacious than it looks. It features a lot of nifty little design perks, like interior storage compartments, cup holders and even a bag hook and photograph holder.
Cons – reports of a noisy clutch, and gear and front disk issues.
Price of car: Used cars are around £4,000-£5,500 and new can be as little as £8,000.
8. Volkswagen Up
Pros – economical and easy to drive, the Up is very much a small car, but feels spacious inside. It has been carefully designed and offers very good value for money.
Cons – quite expensive to buy, there have been reports of the paint running into blisters and clutch issues, and the interior lacks soft-touch materials.
Price of car: Used cars start around £5,000 and can go to £10,000, new cars are between £9,000 and £12,500 (although the all-electric version is over £25,000).
Compare car insurance prices at GoCompare.
9. Seat Mii
Pros — rides and handles nicely and has a relatively economical engine. It has a quieter engine than other small cars and is reasonably spacious.
Cons — it’s very similar to the Citigo, and yet is more expensive. It also doesn’t come with much equipment as standard, although different versions contain different things.
Price of car: Used cars are around £5,000-£8,000 and new cars cost between £9,500 and £11,000.