If your vehicle has damage due to a hailstorm, you might want to know how much of an expense it is to have it repaired before you bring your automobile to an auto body shop. This allows you to prepare financially for the expense. It also allows you to spot outrageous estimates because you’ll have a good idea what most repair shops charge for Paintless Dent Removal (PDR).
Things to Consider When Factoring in Repair Costs
When factoring in cost of hail damage repair, there are a number of things to consider. The first is the extent of damage done to the vehicle. If it is minor, it will cost less.
Next, you need to know what your deductible is. You can get this information from your insurance policy. This is the amount you have to pay in before your benefits kick in. If you have a $500 deductible, you’ll be responsible for paying for that much of the repair before the insurance company will cover the costs.
If this causes you to question the value of PDR, don’t let it. The Auto Dent Specialists offer a Deductible Forgiveness Program that takes up to $500 off hail damage repair. That means that you don’t have to pay any more than you have to for our expert repair services.
Last but not least, it depends on the type of repair you have done. If PDR won’t work on your vehicle, other services will be suggested. We’ll speak to you about your options so you can make an informed decision about what to do next.
Repair Shops Vary in Price
The cost of hail damage repairs varies from one auto body shop to another. Some claim that small dents can be removed for $30-$45. Medium sized dents cost $40-$55 per repair, and large dents are far more expensive to remove at $75-$80 per repair.
Auto Trends magazine estimates that the average cost of damage for private passenger automobiles following a hailstorm is about $2,500. That’s a pretty penny that can be avoided by parking your vehicle in a garage or under a carport whenever possible. Monitoring weather conditions through a mobile device, computer or TV is advisable as it helps you plan where your vehicle will be during the brunt of a severe storm.
Shop around for estimates. You want to make the best decision you can because there will be some out-of-pocket expense in many cases. Keep in mind the different benefits each shop offers like our Limited Lifetime Warranty because it adds extra value to the services we offer to our customers.
The Benefits of Having a Damaged Vehicle Repaired
There are a number of benefits that comes with repairing a hail damaged car. First and foremost, it helps you maintain a professional image. If you’re driving your vehicle to and from work, you’ll want it to reflect you as a person.
You don’t want to work in a high paying field with a dinged and dented vehicle, do you? You can avoid this atrocity by scheduling a time to bring in your vehicle to our shop. You can either call us or stop by our location during our working hours to see if we have time to complete the repair right away.
Next, it restores the cart, truck, van or SUV to ‘like new’ condition. Other auto body repair shops think filling in a dent does the trick. It doesn’t.
Our Repair Work is Guaranteed
You want to get the most from your vehicle, right? That means that you want to drive it as long as you have it and not be forced to repair it over and over again. We guarantee our work for the length of time you own the auto.
That means that if you run into problems with our repair work, it’s covered by our warranty. Don’t hesitate to let us know if this is a problem for you as your satisfaction is our number one priority. We want you to be happy with the work that we do for you.
We Keep the Manufacturer’s Warranty Intact
Other repair shops may even go as far as repairing a panel but that’s no good either. In order to get full value out of the vehicle, PDR is the way to go. It helps keep the manufacturer’s warranty intact which means that you’re entitled to full benefits as guaranteed by the company that made your car, truck, van or SUV.
Have Professionals Do the Repair Work for You
Visit the experts at the Auto Dent Specialists. We’re here to repair your vehicle quickly and professionally. The dents and dings that have marred up your auto are no more once we’ve done Paintless Dent Removal. We’ll have your vehicle looking as good as new in no time at all.
The weather in southern Alberta has been brutal this summer. When a huge storm rolled through Lethbridge on the evening of July 6th, we watched in horror as golf ball sized hail stones pummeled our house and vehicle.
We did a quick survey of the damage; a few pieces of siding blew off the house, four or five more were punctured by the hail, and our 2007 Hyundai Tucson sported dozens of dents to the roof, hood and side panel.
Related: Let The Flood Waters Stop!
We’re still waiting for an estimate on our house to see if we’ll need to make an insurance claim. In the meantime I was able to take our vehicle to get assessed last week. The result: an estimated $7,200 in damages.
Cash Settlement or Fix it?
I looked up the value of our vehicle on Canadian Black Book and it’s worth approximately $8,800. To the insurance company, that means the car is repairable and won’t be a complete write-off.
So I had a decision to make. Do I take a cash settlement of $7,200, minus the deductible, or do I pay the deductible and get the vehicle fixed?
I decided to take the cash and here’s why:
We bought a new vehicle last year to use as our main family car and for my wife to haul around our busy kids during the day. That meant the Tucson became our second vehicle, which I drive to and from work.
Since I only drive around 20 kilometres a day (hooray for short commutes!), I decided to increase the deductible from $250 to $1,000 to save money on our car insurance.
The high deductible meant that I’d need to hand over $1,000 cash to make the insurance claim and have the hail damage repaired.
Not planning to Sell
The hail damage will certainly affect the resale value of the car, but our original plan was to use the Tucson as our second vehicle for the next eight to 10 years.
The car only has 83,000 kilometres on it and we own it outright. Whether we took the cash or fixed the car, we’d still keep it and drive it into the ground.
Fix it later (and cheaper)
The $7,200 estimate was for completely replacing the roof, hood and side panel. For a quarter the price (or less) I’ll try a paintless dent repair shop (PDR) to remove the minor dents and dings.
Related: How I Saved Over $300 On House Insurance
Unfortunately the vehicle does have at least two major dents that damaged the paint, and so PDR won’t be suitable to fix them.
After I get the cash (and once hail storm season ends) I’ll earmark $1,500 for repairs and go around town to get a couple of free estimates.
Head Start on a New Vehicle
A $6,200 cheque gives is a nice head start on our next vehicle – even if that’s years down the road. At the very least we’ll keep this money in a high interest savings account and use it to buy new tires and take care of repairs that may come up in the future.
The downside to taking the cash settlement and not fixing the car completely is that I’ll be driving around with a bunch of dents, and those dents could eventually lead to some rusting issues.
The car could go to hell fairly quickly if I don’t look after it.
There’s also a chance that getting the car fixed at cheaper repair shop might not work out so well – they could do a lousy job fixing the dents or it’ll wind up costing a lot more than $1,500 to get it done right.
Finally, by taking the cash settlement my insurance company put a 13H (deletion of hail) on the vehicle, so it won’t be covered if it gets damaged again by hail.
I’ll be honest, it sort of feels like I’ve won the hail lotto. The more I drive the car around, the less I notice the dents.
Part of me thinks the responsible thing would have been to get the car fixed through insurance. The other part thinks $6,200 is a lot of money to turn down and that I’d be further ahead by getting the car fixed for cheaper and putting the rest away for a rainy day. Apparently that part of me was more convincing.
Or I could just blow the whole amount on a trip to Disneyland – YOLO, right?
Have you ever made an insurance claim for hail damage? Did I make a smart choice by taking the cash?