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Auto insurance is a must before you get behind the wheel. We’ve made it easy to quote, buy, and save online:
- Get a quick, accurate, and personalized quote
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Discount Auto Insurance is a unique insurance company, connecting loyal customers with discount insurance policies since 1996. At DiscountAutoInsurance.net, the name says it all. You can save up to $500 when you comparison shop for discount auto insurance quotes from the top providers in the country. The owners of DiscountAutoInsurance.net have been serving internest customers for over 16 years. Enter your zip code to get started on a personalized Discount Auto Insurance quote and, if you choose, purchase an auto insurance policy in minutes. Our customers report average savings of $521 on car insurance!
Auto Insurance Discounts are available for a wide range of customers. Ever wondered how some people save hundreds on their car insurance? It’s not just about your driving record, it’s knowing how to select companies offering multiple car insurance discounts. Provide some basic information in the auto insurance quote form above and our system will match you up with the lowest rates possible and provide you with a free quote. It’s fast, informative, and no long phone calls. Just fill in the form to see what’s available, and find out how much you can save.
Compare Quotes for the Best Rates
You know that feeling when you find out you’re getting a really good deal? Maybe it’s bold for us to say, but, we think you’ll be feeling it in about five to 10 minutes. How can we be so sure? Well, on average, InsuranceHotline.com shoppers saved $450* after comparing car insurance quotes with us in 2017. All it takes is a few minutes to compare quotes from our network of over 30 insurance providers.
What’s the cheapest car insurance?
Insurance is funny, in a weird sort of way, because rates can vary wildly between insurance companies. Also, premiums often change so the insurance provider who offered you the best rate two years ago, or even last year, may not be the insurer who offers you the best car insurance rate today. That’s why it’s so important to shop around, because the quote you get from one company can be significantly higher (or lower) than the quote you get from another.
If you own a car, car insurance is a required expense in 48 of the 50 states. A lack of diligence when shopping for your car insurance could lead to a hefty monthly bill, as well as headaches if you actually need to file a claim. We researched and explored quotes from over 128 companies in 2,700 cities to determine which insurers had the lowest costs, nationally and in each state. Our team also evaluated which companies had the best track record for customer service and the claims process.
What is the Cheapest Car Insurance Company?
After our analysis of 2,700 cities and 128 companies, we found that Erie was the most affordable major insurer in the country with an average yearly rate of $1,052 based on our sample driver — about 31% cheaper than the national average across every insurer. The very largest of the five is GEICO, the second largest auto insurer in the U.S. by market share.
The Cheapest Insurers By State
The price of car insurance can vary greatly between states. One company may be expensive in Utah, but inexpensive in New York. In some states, a small, local company could even offer the best price. Below, click through to your state to see which company and cities have the least expensive car insurance based on the numerous studies we’ve conducted.
What Is The Best Car Insurance Company?
We identified the auto insurance companies with the cheapest rates, but, as with anything, you want to be sure you are getting high quality service from your insurance company. Reliable car insurance companies are critical in ensuring a smooth customer-insurer relationship. There are a few factors we deemed most important to evaluate a company on which affect policy holders’ satisfaction, such as, the average shopping experience, customer service, ability to resolve complaints, and quote filing process.
The Best Car Insurance Companies
- Erie: Best Overall Company
- State Farm: Best Large Company
- Progressive: Best Company After Getting into an Accident
- USAA: Best Company for Military Families
- Metromile: Best Company for Low Mileage Drivers
- The Hartford: Best Company for Handling Claims
- Liberty Mutual: Best For the Shopping Experience
Best Overall Car Insurance Company: Erie
Erie is the cheapest insurance company, and arguably the most reliable insurance company as well. They score points by allowing customers to start their quote online, which we personally found to be a streamlined and fast process. Erie also scored the highest marks from the number of policies they offer. Erie offers pet coverage, free accident forgiveness, free vanishing deductibles, roadside assistance, and many more, essentially giving its customers a degree of flexibility not even found amongst the largest insurers. Customers of Erie may also be eligible for its Rate Lock program. This is a unique program where customers won’t see their rates increase except for three reasons: you move to a different area, add or remove someone from your policy, or add or subtract a car. Lastly, despite its smaller size, Erie offers the same types of discounts larger national insurers provide such as bundling, anti-lock brakes, anti-theft, young driver and senior driver among others.
The biggest downside to Erie is that it is only available in Illinois, Indiana, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, and Wisconsin. As well, Erie still relies strongly on its agent network; which isn’t always a bad thing. A strong agent network is usually key to ensuring a smooth claims process. If you want to quickly buy car insurance without speaking to anyone though, Erie may not be the company for you. While you can start the process online, you ultimately will have to speak with an agent to finalize your quote. Erie will be ideal for any customers within its market, who do not mind putting in some extra effort to get quality and cheap auto insurance.
Best Large Car Insurance Company: State Farm
Of the biggest auto insurers in the U.S. — State Farm, GEICO, Allstate, Progressive and Farmers — State Farm ranks as the greatest overall. State Farm was rated 4/5 stars by customers and policyholders in a JD Power survey on companies shopping experience. State Farm is best known for its large agent network; they boast over 18,000 across the nation. It shouldn’t be surprising then that State Farm gets 5/5 stars for how its agents interact with customers. As well, State Farm is great when it comes to offering discounts. If you go with State Farm you will have up to 15 discounts to be eligible for which can equal hundreds of dollars worth of savings.
While State Farm’s shopping experience is well-reviewed, customers did not feel as strongly about it’s claims handling process. The company scored about the same as the other four large companies, but was still mediocre. A large national company may be expected to not be very efficient because of the various departments involved in handling individual claims. If you want the assurances guaranteed to you by a large, «legacy» carrier, then State Farm is the best to go with.
Best Auto Insurance Company after an Accident: Progressive
We found Progressive was the most affordable car insurance rates after a recent accident compared to the many auto insurance companies we surveyed. From the $1,241 average we state above, rates increased by 29% after an at-fault accident. While that may still seem high, it was the smallest rate increase we saw of any company including Erie, State Farm, GEICO and American Family.
Other pros of Progressive include it being an online company. You can get a quote directly from the Progressive website without having to speak to an agent. Cons of Progressive involve its customer service. Customers in the J.D. Power survey only gave mediocre remarks for Progressive for its buying experience and claims handling process. It isn’t the worst, but Progressive is far from the best in the field. Because of this, Progressive might be the best insurer ideally for customers prioritizing low rates, especially after an accident, and do not mind a bit more cumbersome claims handling process.
Best Car Insurance Company for Military Members: USAA
If you are or were in the military, or if your parents, parent-in-law, or spouse was in the military you are eligible for USAA auto insurance, and they may just be the best company for you. USAA scores 5/5 stars for the both shopping experience, and claims handling process in the J.D. Power study. They do particularly well on how you can report your claims to the company. You should also be highly satisfied with their final settlement claims. For more information, read here.
Best Car Insurance for Low-Mileage Drivers: Metromile
If you find yourself away from the wheel more times than not, a pay-per mile auto insurance company like Metromile may be the best company to go with. Metromile is one of the first companies in the U.S. where a bulk of a driver’s premium is determined by how much they drive. How much is too much? We found that generally for Metromile to be a good deal, drivers should only drive 7,500 miles or less per year. The biggest downsides to Metromile is a mediocre record of claims handling, in addition to the company only being available in seven states: CA, IL, NJ, OR, PA, VA, WA.
Best Auto Insurance for Handling Claims: The Hartford
Also known as AARP, The Hartford was the recipient of the 2016 J.D. Power study for car insurance companies ability to handle claims. The Hartford scored 5/5 stars for nearly every step of the claims process; from notifying them, to the repair process, and the final settlement. Those who think a smooth claims process is the most important factor for car insurance, The Hartford should definitely be considered.
Best Company for the Shopping Experience: Liberty Mutual
Liberty Mutual actually tied Erie insurance for this category, but since we already called Erie the best overall company, we’ll describe how Liberty Mutual is well known for a strong shopping experience. Customers of Liberty Mutual report in the study they were particularly satisfied with the flexibility of policies offered by Liberty Mutual, as well as their relationship with Liberty Mutual agents. If Erie is not located in your state, Liberty Mutual can be a good alternative if you can get a competitive rate.
The Best Car Insurance Coverage for You
To determine how much auto insurance is best for you comes down to understanding your current economic circumstances and how the different types of coverage work together. If you own a car, buying car insurance is inevitable, so it is really important you are getting the right amount for the right price. The following table gives a quick summary of what types of insurance you should have.
As to how much coverage you should have will depend on your economic situation. High net worth individuals should get high liability limits, as in those well above the minimum mandated by the state. In fact, they should have limits that equal their net worth. To read more in-depth about how much coverage you need, you should read on here.
Methodology: How We Got Our Info
We collected quotes from a variety of insurance companies across 2,700 towns and cities in the U.S, for 128 insurance companies. Our sample driver was a 30 year old male who drove a 2011 Toyota Camry. To obtain quotes, we kept parameters for getting coverage the same, such as that he was single, and had a clean driving record. The only parameter that changed was the zip code where he lived in the U.S. The amount of coverage we opted for gave our driver bit more than what is required of state minimums.
Feel safe driving, knowing we’ve got you covered.
With CoverHound, you can compare car insurance rates from multiple carriers with ease all in one place. It’s the simplest, fastest and most reliable way to find the policy that best fits your needs.
Ask yourself, what type of car insurance do I need?
If you own a newer car, are leasing one or you purchased it with a loan, full coverage is likely the best option for you. This way, if you’re in an accident, both your car and the other drivers will be protected based on the limits you choose on your policy. Full coverage includes collision and comprehensive coverage, along with standard liability protection. Most loans and leases require full coverage.
Liability only coverage just protects the other driver and their vehicle if you are at fault in the accident. This is typically an option if you own an older car. Remember, with liability only it’s important to make sure you can cover the out-of-pocket expenses, in the event you need to replace your car.
Compare car insurance quotes online
to get the lowest rates
Looking for the best rates on car insurance? You’ve come to the right place. At LowestRates.ca, we’ll help you compare the most competitive offers from Canada’s leading auto insurance companies. You’ll get the policy that suits you best while saving time and money.
Just fill out our insurance form and click ‘Compare’ to find your quotes. Auto insurance rates for the same driver with the same car can vary wildly between insurance companies, which is why comparing rates is the only way to get the best deal.
Save on car insurance in Texas
Whether you live in Dallas, Austin, Houston, or anywhere in the Lone Star State, Elephant Auto Insurance has you covered. Elephant offers affordable auto insurance coverage and many other products to Texas drivers. If you’re looking for the cheapest car insurance, our many discounts can help you save on Texas auto insurance.
- You could save over $500 when you switch to Elephant*
- Multiple discounts available, worth up to 40%
- Nationwide claims service and friendly claims agents available 24/7
We’ve provided some information below that we hope will be helpful in answering your questions about getting affordable car insurance in Texas.
Get a California Car Insurance Quote
from 21st Century Insurance
California, known as the «Golden State,» is home to plenty of entertainment, both wild and man-made, but it’s also a world renowned intellectual center. With a total of 33 campuses statewide, the University of California and California State University provide affordable education for tomorrow’s leaders and generate an annual total of $63 billion in economic impact for the state. And with «Eureka» as its state motto, it is no wonder that California is home to Silicon Valley and some of the world’s largest high-tech companies. Firms such as Hewlett-Packard, Google and Apple all got their start in in garages and dorms in California.
Whether you’re exploring the state’s beautiful beaches, the center of the entertainment industry, Hollywood, or the heart of America’s tech economy, you’re likely looking for ways to save money and 21st Century Insurance may be able to help. When you get a California car insurance quote from 21st Century, you may find you’re eligible for one of many car insurance discounts that could save you money.
California Car Insurance Quotes and Discounts from 21st Century
21st Century offers a variety of car insurance discounts that fit all types of age groups and lifestyles in California.
If you are a Californian that has more than one car you may be eligible for 21st’s multi-car discount. Just insure more than one car with 21st Century to qualify for the discount.
If you’re a senior Californian, you can also save with 21st Century car insurance discounts. Through our mature driver discount, drivers 55 years or older can save on their insurance coverage. In order to qualify, drivers must complete a state-recognized defensive driving course.
All Californians can save with 21st Century car insurance through the good driver discount. To qualify, drivers must be licensed for three consecutive years and have not received more than one point for moving violations over that time period. Drivers who have a car equipped with an anti-theft system are also eligible for an additional discount from 21st.
If you’re looking for affordable auto insurance in California, 21st may be the perfect insurance company for you. 21st offers the same great coverage for less in Washington with discounts that may help you save money.
And don’t worry, if you’re already a 21st customer, you may already be saving money with one of these discounts. But if you think you’re missing out check your policy details at 21st.com or speak with a representative.
Get a California auto insurance quote from 21st and see what car insurance discounts are available for you today.
Discount Auto Insurance
Whether you want broad coverage for the best protection available or you just want what’s required by law to stay legal, our agents can help you select the insurance products that meet your needs, including helping you save money on costly Boston car insurance. We also help high-risk drivers – new drivers as well as those with bad driving records – get coverage at a cost they can afford. And if you’ve had your insurance canceled, our agents know how to find you a new policy that will offer you the protection you want. Need commercial drivers’ insurance? No problem. We have lots of experience finding the right insurance coverage for commercial drivers whose risk profiles may be more complex.
From liability coverage that protects you when someone is injured on your property to coverage for personal property that’s customized to your needs to everything in between, our agents work with carriers from across the country to find the solutions that are best for your unique needs.
Renters and Condo Owners, Too!
Homeowners aren’t the only ones who need insurance. No matter where you live, having insurance protection helps you keep your finances intact by avoiding losses from theft, fire or other events that damage or destroy your personal property. And if you cause an accident that damages the apartment or condo itself, insurance can provide you with important protection in those cases, too.