Like death and taxes, car insurance is unavoidable if you want to keep your vehicle on the road and the right side of the law.
Fortunately, calling round dozens of insurers for a quote has been consigned to history — with GoCompare you only need to fill out a single form with your personal information, details of your car and any extra drivers you want to put on your policy.
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- Find the cheapest car insurance groups
- Rummage around in the Car insurance garage
How to get a car insurance quote
If you know your number plate it’ll save you time, but if not just choose your make and model and you’re on your way to quotes galore.
Next, you’ll need to let us know:
- Your car’s value
- How much no-claims bonus you’ve amassed
- Your annual mileage
- Usage — social, commuting or business
- Your occupation
Quotes that cater to you
Once you’ve got some quotes to look at, you can narrow things down a bit if you know exactly what you want:
- Choose your voluntary excess
- Opt to protect your no-claims bonus
- Decide whether to pay monthly or annually
Change any of these and you’ll get a fresh set of prices to fit your new answers.
Whether you need comprehensive insurance, third party fire and theft or third party only for just the one car or many, it’s easy to get the cover you need.
You don’t need to take our word for it either — when you get your quotes they come along with helpful information and star ratings from financial researcher Defaqto, so you’ll see exactly what you’re buying.
Need to know more about car insurance?
We’re committed to keeping you well-informed and on the road, so if you’re puzzled by any aspect of your policy, roll up the door to our Car insurance garage for guides, tips and help on all things motoring and car insurance.
Telematics (black box) policies, women’s car insurance, older motorists, modified cars, young drivers, classic cars, and learner drivers – it’s all here.
There’s also plenty to read and delight on wider motoring issues.
Vehicle security, flood cover, optional extras on your insurance, fronting, crash-for-cash, how quotes are calculated, claim rejections, how driving convictions impact on premiums and money-saving tips — peruse at your leisure.
Whether you’ve just bought a new car, are looking to change insurance carriers or are simply shopping around, getting an online car insurance quote from Liberty Mutual is secure, quick and easy.
Your time is important, and we’ll try to get you through the quote process as quickly as possible. In many cases we can fill your vehicle information in automatically based on public records, but to make things easier, it’s best if you have the following information nearby:
- Your current policy (if you have one) – this is helpful as a reference so you know what coverages you currently have
- Driving record information from the last five years (including accidents, violations and claims) for all drivers you’d like included on your policy
- Driver’s license number(s)
- Your car’s make, model and year, as well as its Vehicle Identification Number (VIN)
- The odometer reading for each car you’d like an insurance quote for
- The location where your vehicles are typically parked
When you request an auto insurance quote online, there are three major factors when your rate is calculated:
- Your Vehicle: The more expensive a car is to repair or replace, the more it costs to insure. Your vehicle’s safety features can help lower your auto insurance quote, as can how often you drive the car and what type of driving it’s used for (business or personal).
- Your Address: Where you live and park your vehicle will affect your auto insurance quote.
- Your Driving Record: Having fewer incidents such as accidents, moving violations or claims in your driving record will help lower your rate.
If you already have a car insurance policy and are comparing new car insurance quotes to determine what is best for you, make sure that you are comparing similar coverage, limits and deductible amounts. In most cases Liberty Mutual can provide multiple car insurance quotes, any of which can be customized to meet your car insurance needs.
When purchasing a car insurance policy, you want to make sure that you’re getting the coverage you need to fit your specific situation. You can learn more in our Car Insurance Coverage section. If you’re not sure what type of coverage you need, try using our Car Insurance Coverage Calculator. This easy-to-use tool lets you review different levels of auto insurance coverage to help you determine what best fits your needs.
If you need help during the online quote process, we have an extensive online help center, as well as a real-time chat feature. But of course you can also always give us a call or contact a Local Agent to get the same great insurance quote experience.
Compare car insurance quotes online
to get the lowest rates
Looking for the best rates on car insurance? You’ve come to the right place. At LowestRates.ca, we’ll help you compare the most competitive offers from Canada’s leading auto insurance companies. You’ll get the policy that suits you best while saving time and money.
Just fill out our insurance form and click ‘Compare’ to find your quotes. Auto insurance rates for the same driver with the same car can vary wildly between insurance companies, which is why comparing rates is the only way to get the best deal.
How do I find the cheapest auto insurance rates?
Online quote comparison sites like LowestRates.ca make it simple – just fill out our auto insurance form with your driver details (postal code, driving experience, vehicle make and model, etc.), and then we’ll find and rank the cheapest auto insurance rates available to you.
Once you’ve selected your quote, you’ll be able to speak directly with an insurance broker who’ll help you lock in your rate with the insurance company and get set up with your new policy. Shopping for car insurance has never been quicker or easier.
Whether you have one car or five, classic car or camper van, even teenagers looking to insure their first set of wheels, we can help. Choose from Multi‑Car, Single Car or our Black Box Insurance, LittleBox. Once you’ve figured out which car insurance policy is right for you and your family, you just need to decide which level of cover you need.
Third party
This is the most basic level of cover as required by law. If you’re involved in an accident, we will pay out to the third party involved but you won’t be compensated for damage to your own vehicle.
Third party fire and theft
As well as paying out to a third party if you’re involved in an incident, this level of cover will also protect your car from damage caused by fire or theft. However, it will not pay out if your car’s damaged in another way such as a bump or crash.
Comprehensive cover
This is the most complete insurance you can buy; it includes Third Party, Fire & Theft and will pay out to repair or replace your car if it’s damaged in an accident or suffers malicious damage.
Need more information? Read our ‘which level of cover?’ guide
If you have more than one car, come to us direct as you won’t find Admiral MultiCar on comparison sites.
What do I need to get a car insurance quote?
We cover the whole of the UK and Northern Ireland and it’s quick to get a quote — it only takes five minutes. Here’s the information you’ll need to hand when you get a quote:
1. Car details
Don’t worry if you don’t know your car registration, just enter the make, model and year it was made and we’ll find your car.
2. Driver information
Including names, dates of birth and driving licence details. Any motoring claims or penalty points you or your named drivers have. Claims information for three years and motoring convictions for five.
3. No Claims Bonus
This means a discount for you, so make sure you know how many years No Claims Bonus you have. You should be able to find this on your existing policy documents, if not your previous insurer will tell you.
If you are looking for more advice why not take a look at our related guides.
What affects insurance premiums?
There are loads of articles online telling customers how to get cheaper car insurance, but with every insurance provider rating on different things, what actually affects the amount you pay for insurance?
At Admiral, we look at factors such as your age, driving experience, driving record and the type of car you drive.
Every car in the UK is placed in an insurance group ranging from 1 to 50, 1 being the cheaper end and 50 the highest with the likes of sports cars. But it’s not as simple as a cheap car = cheap insurance, the groups also take into account driving style.
Getting started with our car insurance comparison tool
What details do you need to get car insurance quotes?
To get car insurance quotes and start comparing, you’ll need to be able to tell us:
- Your car registration number – if you don’t have it to hand, simply click ‘Find car by make and model’
- Your expected annual mileage figures
- Where your car’s parked during the day and night
- What you use your car for, e.g. commuting, business use
- Your main driving licence details
Compare car insurance deals with uSwitch
uSwitch is a free, impartial comparison and switching service – we’re not affiliated to any one insurer and we’ll only ask you for information that will help us get you the most accurate possible quotes.
How to get cheap car insurance
While there are many factors you can’t control when it comes to the cost of cover, there are some simple measures you can take to keep the cost down in your search for very cheap car insurance, including:
- Paying a higher voluntary excess (the extra amount you’d pay in the event of a claim)
- Limiting who drives your car to just yourself, or you plus a named driver
- Parking your car in a garage or driveway away from the street
- Keeping your mileage low (doing less than the average of 8,000 miles per year according to the National Travel Survey)
- Fitting a security device such as an alarm, tracker, or immobiliser
For more ideas on how to reduce your insurance costs, read our car insurance guides.
We always advise drivers to compare quotes from at least three different auto insurance companies to find affordable rates. That’s because insurers can view and charge the same driver very differently based on their experience. In our research, the most expensive insurer’s quotes can be 2 — 4x quotes from the cheapest car insurance company. The only way you’d know is if you compared quotes across several insurers.
We reviewed annual rates from eight insurers with the largest national market shares to highlight how much car insurance quotes can vary for drivers. The graph below shows the range of quotes between insurance companies, using a blend of four different motorists from our car insurance analysis in California as a benchmark.
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