Car insurance firms

When shopping for auto insurance, you want the best company for you — not to be swayed by funny commercials and catchy jingles, all promoting a positive experience.
A clearer picture emerges of the best car insurance companies when you look at customer satisfaction and complaints. For NerdWallet’s 2018 rankings, we analyzed customer service and claims satisfaction scores from both J.D. Power and Consumer Reports, along with complaint data from the National Association of Insurance Commissioners.
Only insurers rated by both J.D. Power and Consumer Reports are included. That means many smaller insurers aren’t represented here — but that doesn’t mean they aren’t worth considering, too.
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Note: Not all insurers available in all states.
1. Amica Mutual
4.5-stars
4.5 stars
2. Auto-Owners Insurance
4.5-stars
4.5 stars
3. Automobile Club Group
4.5-stars
4.5 stars
4. Erie Insurance
4.5-stars
4.5 stars
5. Auto Club of SoCal
4.0-stars
4 stars
6. Travelers Insurance
4.0-stars
4 stars
7. Nationwide
4.0-stars
4 stars
8. State Farm
4.0-stars
4 stars
9. The Hartford
4.0-stars
4 stars
10. American Family Insurance
4.0-stars
4 stars
11. The Hanover
4.0-stars
4 stars
12. Allstate
4.0-stars
4 stars
13. Geico
4.0-stars
4 stars
14. Farmers Insurance
4.0-stars
4 stars
15. 21st Century
3.5-stars
3.5 stars
16. CSAA
3.5-stars
3.5 stars
17. Safeco
3.5-stars
3.5 stars
18. MetLife
3.5-stars
3.5 stars
19. Esurance
3.5-stars
3.5 stars
20. Liberty Mutual
3.5-stars
3.5 stars
21. MAPFRE
3.5-stars
3.5 stars
22. Mercury Insurance
3.5-stars
3.5 stars
23. Progressive
3.5-stars
3.5 stars
Car insurance is not all about price…
Getting the right cover is the most important thing, and then you should look for the cheapest policy.
Choose the right level of cover
There are three levels of car insurance cover you can choose from in the UK:
Fully Comprehensive
Third party, fire and theft
Third party cover only
Here is what each level protects you against, and how to choose which is right for you.
What car insurance cover should you get?
Find the best policy for you
There are several different types of motor insurance policy, and choosing the right one could save you money.
Standard car insurance: Here is what a standard car insurance policy with cover.
Multi car insurance: Insuring two or more cars on one policy could mean cheaper cover; find out how it can save you money here.
Black box insurance: You can save by having your driving monitored through a black box policy; here is how it works.
Should you add extras?
You can customise your policy and extend your cover by adding extra benefits. These include:
Legal cover — here is how to work out if you need it
Breakdown cover
Cover for lost or stolen keys
No claims protection
Cover for driving abroad
Here is a full list of the car insurance extras that could be worth adding to your policy.
Check your policy to see if any of these are included as standard, and if not, consider whether it is worth the additional cost to add them.
Which car insurance extras are worth having?
How to get quotes from our comparison
You can get quotes from our website via the aggregator from our panel of insurers. Make sure you also compare separate policies in our table to make sure you get the best deal.
It can be a quick and easy way to find cheap policies, but be careful not to buy car insurance on price alone:
Pros and cons of comparison sites
Get lots of quotes quickly
Quotes shown in price order
Only one form to complete
Not all insurers are on them
Can be cheaper if you go direct
Multi car policies not shown
Car insurance FAQs
Q
Can I drive a car without insurance?
A
No, it is a legal requirement to have at least third party car insurance cover to drive in the UK.
Q
How can I get cheaper car insurance?
Q
What does car insurance cover?
Q
Is it cheaper to pay annually or monthly?
Q
Should I let my policy automatically renew?
Q
Can I get insurance for an imported car?
Q
Can I check if a car is already insured?
Q
How long does car insurance last?
Q
Can I drive other cars?
Q
Can I switch my policy to another car?
About our car insurance comparison
Q
Who do we include in this comparison?
A
We include comprehensive and third party, fire and theft car insurance policies available from our panel of insurers and brokers. They are all regulated by the Financial Conduct Authority. Here is more information about how our website works.