Cheap online car insurance

Like death and taxes, car insurance is unavoidable if you want to keep your vehicle on the road and the right side of the law.

Fortunately, calling round dozens of insurers for a quote has been consigned to history — with GoCompare you only need to fill out a single form with your personal information, details of your car and any extra drivers you want to put on your policy.

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How to get a car insurance quote
If you know your number plate it’ll save you time, but if not just choose your make and model and you’re on your way to quotes galore.

Next, you’ll need to let us know:

Your car’s value
How much no-claims bonus you’ve amassed
Your annual mileage
Usage — social, commuting or business
Your occupation
Quotes that cater to you
Once you’ve got some quotes to look at, you can narrow things down a bit if you know exactly what you want:

Choose your voluntary excess
Opt to protect your no-claims bonus
Decide whether to pay monthly or annually
Change any of these and you’ll get a fresh set of prices to fit your new answers.

Whether you need comprehensive insurance, third party fire and theft or third party only for just the one car or many, it’s easy to get the cover you need.

You don’t need to take our word for it either — when you get your quotes they come along with helpful information and star ratings from financial researcher Defaqto, so you’ll see exactly what you’re buying.

Need to know more about car insurance?
We’re committed to keeping you well-informed and on the road, so if you’re puzzled by any aspect of your policy, roll up the door to our Car insurance garage for guides, tips and help on all things motoring and car insurance.

Did you know…?
67% of motorists pay the renewal price, potentially missing out on cheaper car insurance premiums[3]
32% of drivers have been with their current insurer for three years or more[3]
Telematics (black box) policies, women’s car insurance, older motorists, modified cars, young drivers, classic cars, and learner drivers – it’s all here.

There’s also plenty to read and delight on wider motoring issues.

Vehicle security, flood cover, optional extras on your insurance, fronting, crash-for-cash, how quotes are calculated, claim rejections, how driving convictions impact on premiums and money-saving tips — peruse at your leisure.
What details do I need to get a cheap car insurance quote?

Details of the car Light blue icon of a car with dark blue wheels.
The car’s number plate is useful, but not essential. Please declare any modifications.

No-claims bonus (NCB) Light blue icon of a document.
Details of your NCB in years. You can request this from your insurance provider.

Details of any other drivers Light and dark blue icons of people.
You’ll need other drivers’ names and licence details to add them to any policy.

Driving licence & convictions Light blue icon of a driving license.
Type of licence; how long you’ve had it; details of any points or disqualifications from the last 5 years.

Previous claims or accidents Light blue icon of a document with a pound sign.
Date, claim cost and accident type for any accidents or claims in the last 5 years.

Need help Light blue circle icon with a dark blue question mark
No-claims bonus explained | How do I save on car insurance? | Can I drive someone else’s car? | More expert guides

If you have a pickup and are looking for insurance, you’ll need to use our van insurance process. This is because generally 4x4s are classified as cars and pickup trucks are not due to their longer wheel base and the fact they often exceed 3.5 tonnes.

What kind of insurance should I get?
When you get a quote, we’ll ask you what kind of insurance you’re looking for. There are three main levels of cover to choose from:

Third-party only
The lowest level of cover available. It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It doesn’t cover your car against repair or replacement.

Third-party, fire and theft
Offers the same level of cover as third-party, but also covers your car for repair or replacement if it’s stolen or damaged by fire.

Comprehensive
Offers the most protection, covering you and your car, as well as other people and their property.

We’ve covered the three levels of cover in more detail in our guide to insurance policy types.

What are the different types of insurance available?
A standard policy will usually cover a single car for 12 months. But, depending on your needs, other types are available. These include:

Multi-car
Insure all the cars at your address and get a discount.
Find out more

Temporary
Short-term cover from one to 28 days.
Find out more

Learner
Cover for those learning to drive in their own or someone else’s car.
Find out more

Black box / telematics
Uses an app on your phone or box installed in your car to monitor your driving. Information such as when you drive, your speed, braking and handling is captured and shared with the insurance company to base policy prices on.
Find out more

Classic car
Cover specifically designed for owners of classic cars. For insurance purposes, a classic car can be any car that’s older than 15 years.
Find out more

Business
If you use your car for more than just domestic use, including business driving away from your normal place of work, you’ll need a business policy.
Find out more

How can I get cheap car insurance?
With the average comprehensive policy now costing £768 a year**, it’s more important than ever to shop around and compare prices. Even while you compare, there are things you can change that may help you get cheaper insurance:

White saloon car facing forwards and to the right.
Consider the car you drive
More powerful cars tend to have more expensive accidents, can be pricier to repair and fall into higher insurance groups. Older cars with more miles on the clock, smaller engines and lower price tags usually fall into lower insurance groups.

Increase your voluntary excess
Prices may change if you’re willing to a pay a little more towards any claims. Make sure to also consider any compulsory excess listed on a policy, as you’ll need to have funds available to cover the total policy excess.

Add a named driver
Adding an experienced driver to your policy can lower prices. You should always list the person who drives the car most often as the main driver, and any occasional drivers as additional.

Extra security
Increasing the security of your car above the standard manufacturer level can help, but even basics like parking off-road can affect prices.

No-claims bonus
Building up a no-claims bonus can help shave pounds off your premium.