Cheap car insurance uk

What details do you need to get car insurance quotes?
To get car insurance quotes and start comparing, you’ll need to be able to tell us:

Your car registration number – if you don’t have it to hand, simply click ‘Find car by make and model’
Your expected annual mileage figures
Where your car’s parked during the day and night
What you use your car for, e.g. commuting, business use
Your main driving licence details
Compare car insurance deals with uSwitch
uSwitch is a free, impartial comparison and switching service – we’re not affiliated to any one insurer and we’ll only ask you for information that will help us get you the most accurate possible quotes.

How to get cheap car insurance
While there are many factors you can’t control when it comes to the cost of cover, there are some simple measures you can take to keep the cost down in your search for very cheap car insurance, including:

Paying a higher voluntary excess (the extra amount you’d pay in the event of a claim)
Limiting who drives your car to just yourself, or you plus a named driver
Parking your car in a garage or driveway away from the street
Keeping your mileage low (doing less than the average of 8,000 miles per year according to the National Travel Survey)
Fitting a security device such as an alarm, tracker, or immobiliser
For more ideas on how to reduce your insurance costs, read our car insurance guides.
We help you find the right type of cover, at the best price for you.
Whether you have one car or five, classic car or camper van, even teenagers looking to insure their first set of wheels, we can help. Choose from Multi‑Car, Single Car or our Black Box Insurance, LittleBox. Once you’ve figured out which car insurance policy is right for you and your family, you just need to decide which level of cover you need.

Third party
This is the most basic level of cover as required by law. If you’re involved in an accident, we will pay out to the third party involved but you won’t be compensated for damage to your own vehicle.

Third party fire and theft
As well as paying out to a third party if you’re involved in an incident, this level of cover will also protect your car from damage caused by fire or theft. However, it will not pay out if your car’s damaged in another way such as a bump or crash.

Comprehensive cover
This is the most complete insurance you can buy; it includes Third Party, Fire & Theft and will pay out to repair or replace your car if it’s damaged in an accident or suffers malicious damage.

Need more information? Read our ‘which level of cover?’ guide

If you have more than one car, come to us direct as you won’t find Admiral MultiCar on comparison sites.

What do I need to get a car insurance quote?
We cover the whole of the UK and Northern Ireland and it’s quick to get a quote — it only takes five minutes. Here’s the information you’ll need to hand when you get a quote:

1. Car details
Don’t worry if you don’t know your car registration, just enter the make, model and year it was made and we’ll find your car.

2. Driver information
Including names, dates of birth and driving licence details. Any motoring claims or penalty points you or your named drivers have. Claims information for three years and motoring convictions for five.

3. No Claims Bonus
This means a discount for you, so make sure you know how many years No Claims Bonus you have. You should be able to find this on your existing policy documents, if not your previous insurer will tell you.

If you are looking for more advice why not take a look at our related guides.

What affects insurance premiums?
There are loads of articles online telling customers how to get cheaper car insurance, but with every insurance provider rating on different things, what actually affects the amount you pay for insurance?

At Admiral, we look at factors such as your age, driving experience, driving record and the type of car you drive.

Every car in the UK is placed in an insurance group ranging from 1 to 50, 1 being the cheaper end and 50 the highest with the likes of sports cars. But it’s not as simple as a cheap car = cheap insurance, the groups also take into account driving style.