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Saving starts with a Progressive car insurance quote
Progressive insures over 18 million drivers, making us one of the largest and most trusted car insurance companies.** Why do customers trust us? It’s simple: our unmatched value. We offer plenty of coverages, 24/7 service, and discounts such as safe driver, sign online, multi car, and more.†† Get a car insurance quote today and we’ll automatically add your eligible discounts.

Here are a few of the many ways to save on auto insurance with Progressive.

Bundle auto and property
Save another 5% or more on your auto insurance when you combine with home, renters, or condo.†

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Snapshot: drive safe and save more
Snapshot® is a program that personalizes your rate based on how YOU drive. The safer you drive, the more you can save.

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Compare car insurance rates
Compare the exact same coverages at a handful of companies and instantly see the best price.

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Try Name Your Price
Try the Name Your Price® Tool and tell us what you want to pay. Then, we’ll show coverages in your budget.

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See all car insurance discounts
Auto insurance coverages we offer
Accidents, glass damage, lawsuits, hail, and more—we have affordable coverage options to protect against just about anything. Get a car insurance quote, and you can customize your coverages online. Savings with safe coverages.

Keep in mind, coverage offerings can vary by state.‡

Liability (bodily injury and property damage)
Covers damages you cause to others

If you’re at fault in an accident, liability covers damages you cause. That could mean damage to other vehicles, property (mailbox, street sign, house, etc.), or even other drivers’/passengers’ injuries. Plus, liability covers you if someone sues you over an accident.

Example: You rear-end another car, it’s damaged, the other driver is severely injured, and sues you. We’ll pay for the other driver’s car repairs, injuries, and your costs from the lawsuit (up to the amounts you select). There’s no deductible for liability.

Comprehensive and collision
Covers damage to your car

These are two separate coverages. Comprehensive covers incidents out of your control: theft, vandalism, hitting an animal, fire, acts of nature, and glass damage. Collision covers car accidents.

Example (Comprehensive): You park your car outside during a major hailstorm, and it’s totaled. If you have comprehensive, we’ll pay out for the full value of your car (minus your deductible amount). Example (Collision): You back out of your garage, hit your basketball hoop, and cause $2,000 worth of damage to your vehicle. If you have collision, we’ll then pay for your repairs (minus your deductible amount).

Uninsured/underinsured motorist
Covers your injuries and damages

These can be two separate coverages: One that covers your injuries (bodily injury) and another that covers your vehicle’s damages (property damage). Both kick in if a driver hits you and doesn’t have insurance or enough to pay for your losses.

Example: Another driver runs a red light and hits you. They’re at fault and don’t have insurance. If they can’t or refuse to pay for your damages, you can instead file a claim with us. We’ll then pay for your repairs.

Medical payments
Covers your injuries

Pays for medical costs if you, your passengers, or your family members are injured in an accident (no matter who is driving). Medical payments coverage can be beneficial even if you have health insurance, as there is no deductible you have to meet before we pay out.

Example: Your newly licensed 16-year-old neighbor is driving your child to school, and they’re in an accident. Your child is injured and has a $1,000 medical bill. Instead of filing a claim with your health insurer, you can file with us and we’ll simply pay the bill (up to your limit). No deductible applies.

Rental car reimbursement
Covers rental car fees

Pays for your rental car fees while your vehicle is being repaired from a covered loss (that just means damages we or another insurance company pays for and not general maintenance).

Example: Your car is severely damaged in an accident, and repairs will take a week, so you need a rental. If you have rental car reimbursement, we’ll pay for your rental car fees (up to your limits).

Loan/lease payoff
Helps pay off your loan when your car is totaled

Loan/lease payoff is also called gap insurance. If your car is totaled, we’ll help pay off the balance of your loan (up to 125% of your vehicle’s current value).

Example: You finance $30,000 for a new car. The second you drive your new car off the lot, it could only be worth $25,000. If your car is totaled, you’re still responsible for the $30,000 on the loan. If you have loan/lease payoff, we’ll pay $25,000 for your car, plus the $5,000 left on your loan.
Why Choose Our Car Insurance?
At Chill Insurance, we’re experts at what we do. We’re dedicated to getting you the right cover at the right price. Searching leading insurers on your behalf, we can help you find car insurance quickly and easily.

We believe that it’s important for you to know exactly what you’re getting for your money. So, to help you understand what you’re signing up for, we give you facts in a transparent and easy-to-understand format.

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Compare Different Insurers
When it comes to car cover, we appreciate that a “one size fits all” approach simply won’t cut it. That’s why we compare quotes from a number of leading insurance companies that offer a wide range of different policy benefits.

From windscreen protection and key replacement, to breakdown assistance and protected or ‘step back’ no claims bonus discount, we offer policies that include a number of useful features. So, regardless of your individual needs and requirements, we can help you find a policy that’s perfect for you.

Comparing quotes is quick and easy. Simply enter your vehicle details into our quote form and we’ll take it from there.

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Person Relaxing In Their Car Thanks To Their Motor Insurance From Chill Insurance
Third Party and Comprehensive Cover
At Chill, we understand that comparing insurance policies can be tricky. With so many different types available, it can be difficult to get your head around what’s what. The good news is, we are here to lend a helping hand.

When it comes to picking your policy, you’ll have three options to choose from — and it’s important that you select the right one for you. Third party cover provides a basic level of insurance which includes cover for damage to other people and their property but not your own. Third party fire and theft cover provides compensation for damage you cause to others and allows you to claim for loss or damage caused by fire or theft. Fully Comprehensive cover is the most complete policy we offer and it provides you with cover for damage, fire and theft, as well as any damage to a third party in the event of an accident.

We can also help you work out the finer details of your cover, such as your policy excess. This is the amount you would have to pay should you need to make a claim.

Got a question? We have the answer. Don’t hesitate to give us a call, or take a look at our FAQs section.

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Women Drivers
Women Drivers
Due to EU regulation changes in recent years, it is now illegal for insurance companies to charge different prices for women and men. At Chill, we recognise that everyone’s needs are different, regardless of whether they are male or female. With this in mind, our team make it their mission to find insurance policies that meet your specific requirements. We aim to provide you with clear, concise information in a way that you’ll understand.

For more details, click the Read More tab below.

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Getting You On The Road
We know how important it is to stay safe behind the wheel — especially if you’re a new driver becoming familiar with the roads. To give you added peace of mind while you’re out and about, we offer great value car insurance for young drivers. So if you’re aged 18 to 25 and you’ve just passed your test, or you hold a provisional licence, we’re here to help. We can set you up with instant cover over the phone, offering you an easy payment plan to get you out on the road as soon as possible.

Click Get A Quote to compare our insurers and find affordable car cover.

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Car Insurance Policy Documents From Chill insurance
Your Insurance Documents
We hope you’ll never need to, but if you need to make a claim, we’re here for you. Whether you need to review your policy documents or you’re looking for a claim form, we have everything you’re searching for.

Simply click the tab below for a list of policy booklets and useful contact information for the insurers we use.

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Your No Claims Bonus
Your No Claims Bonus is an important part of your car insurance policy and a factor considered when you’re quoted a premium. The more years you’ve driven ‘claims free’, the more your no claims discount increases.

Did you know you can either partially or fully protect your discount by adding ‘Step Back’ Bonus or Full No Claims Bonus Protection to your policy? Have you considered protecting the discount you’ve built up over the years? At Chill Insurance, we can provide quotes which include these discount protections.