Car insurance uk

Just some of the benefits of AXA Car Insurance
Uninsured Driver Promise
Our uninsured driver promise gives you extra peace of mind
We promise to put things right if an uninsured driver causes damage to your car – plus we’ll give you back any excess and you won’t lose any No Claims Discount

*You will need to provide the make, model and registration number of the other car in the event of a valid claim.

Courtesy Car Upgrade
Keep on the move with our courtesy car cover
We’ll give you our standard courtesy car to use whenever your car is with our approved repair network. For even more peace of mind, if your car is stolen or written off, you can rely on a courtesy car from us for up to 14 days.

^Subject to availability following a valid claim. Standard 3 door 1 litre manual car provided until repair completed by our approved repairer or up to 14 days if the car has been declared a total loss. Terms, conditions, exclusions and limitations apply.

Lifetime Guarantee on Repairs
Lifetime guarantee on repairs gives you quality you can rely on
Our approved nationwide network will be ready to help following a car insurance claim. What’s more, any repairs they do for you are guaranteed for as long as you own your car. That’s AXA quality you can rely on, for life.

Wrong Fuel Cover
Wrong fuel cover, plus lots more
Wrong fuel cover comes as standard with comprehensive car insurance, as well as 90 day European cover, lost key cover and child car seat cover.

Terms, conditions, exclusions and limitations apply. Full details in the policy wording.

Car insurance policy types explained
It can sometimes be confusing trying to understand just what kind of car insurance you need. Essentially, there are three types of car insurance required by law. And you can choose between fully comprehensive, third-party and third-party fire and theft – the minimum cover being third party. Here we’ll explain the difference between these types of cover.

Third-party

Taking out third-party only will insure you against damage to other vehicles, people or property that you might harm in an accident that was your fault. But, it doesn’t cover your own car, or you. So, say if you were to crash into someone’s property, third-party insurance would cover the repair of the building, but not your car.

Third-Party, Fire and Theft

Third-party, fire and theft does all of the above, but it also protects your car if it was damaged due to a fire or stolen.

Fully Comprehensive insurance

This covers everything that third-party and third-party fire and theft does, but, it also covers you for many more eventualities and includes both you and your vehicle. So, if you were to be in an accident that was your fault, fully comprehensive cover would protect you from any third-party claims, and any repairs to your car including the value of it if it’s written off.
Like death and taxes, car insurance is unavoidable if you want to keep your vehicle on the road and the right side of the law.

Fortunately, calling round dozens of insurers for a quote has been consigned to history — with GoCompare you only need to fill out a single form with your personal information, details of your car and any extra drivers you want to put on your policy.

Get informed
Find the cheapest car insurance groups
Rummage around in the Car insurance garage
How to get a car insurance quote
If you know your number plate it’ll save you time, but if not just choose your make and model and you’re on your way to quotes galore.

Next, you’ll need to let us know:

Your car’s value
How much no-claims bonus you’ve amassed
Your annual mileage
Usage — social, commuting or business
Your occupation
Quotes that cater to you
Once you’ve got some quotes to look at, you can narrow things down a bit if you know exactly what you want:

Choose your voluntary excess
Opt to protect your no-claims bonus
Decide whether to pay monthly or annually
Change any of these and you’ll get a fresh set of prices to fit your new answers.

Whether you need comprehensive insurance, third party fire and theft or third party only for just the one car or many, it’s easy to get the cover you need.

You don’t need to take our word for it either — when you get your quotes they come along with helpful information and star ratings from financial researcher Defaqto, so you’ll see exactly what you’re buying.

Need to know more about car insurance?
We’re committed to keeping you well-informed and on the road, so if you’re puzzled by any aspect of your policy, roll up the door to our Car insurance garage for guides, tips and help on all things motoring and car insurance.

Did you know…?
67% of motorists pay the renewal price, potentially missing out on cheaper car insurance premiums[3]
32% of drivers have been with their current insurer for three years or more[3]
Telematics (black box) policies, women’s car insurance, older motorists, modified cars, young drivers, classic cars, and learner drivers – it’s all here.

There’s also plenty to read and delight on wider motoring issues.

Vehicle security, flood cover, optional extras on your insurance, fronting, crash-for-cash, how quotes are calculated, claim rejections, how driving convictions impact on premiums and money-saving tips — peruse at your leisure.