Car insurance services

Meyer Insurance Services, Inc.
For over 25 years, Meyer Insurance Services has been operating as an independent agency and has been providing comprehensive home, auto, and commercial insurance in St. Louis, MO and Columbia, IL.

Our staff possesses over 100 years of collective experience in the insurance industry. We have established relationships with a multitude of top-rated companies like Allied, Travelers, SafeCo, Auto Owners and Hartford. Through these partnerships, we are able to shop on your behalf, finding competitive rates on insurance products to fit your needs.

Insurance offerings to fit your needs

Although, our specializations lie in home, auto, and commercial insurance, we also offer a wide array of customizable, specialty products for almost any industry or aspect of personal life. We have been providing insurance solutions throughout Missouri and Illinois and fully understand what it takes to keep your family, business and assets secure.

We are able to provide any traditional personal and commercial line policy. For any unique insurance needs you may have, we can provide additional options and endorsements.

For more information, check out our Products Page.

Experienced, local agents working for you
Our agents take the time to work with you on an individual basis. We talk with each customer and personally create a policy that suit their needs. We are proud to be a part of the community and support it through volunteerism with the South County Chamber and Missouri AIP.
What is car insurance?
Car insurance provides financial protection in the event of an incident which causes damage to your vehicle. Depending on the level of insurance, it may cover the cost if your car is vandalised or stolen.

Many factors are considered when you apply for insurance, including the make and model of your car, your age, where you keep it and whether you have any motoring convictions.

Why do I need car insurance?
Car insurance is required by law, unless you have registered your vehicle as being off the road.

The minimum level of insurance is third party only, which provides cover if you injure other drivers, passengers or pedestrians, or cause damage to someone else’s property. Comprehensive cover provides further financial protection in case your car is damaged or stolen.

What types of car insurance are available?
You have three types of car insurance to choose from – third party, third party, fire and theft, and comprehensive.

Third party is the minimum cover required by law. It provides cover for injury to others or damage caused to their vehicle or property, but does not provide cover for damage to your vehicle.
Third party, fire and theft provides the same cover as third party, while also providing cover in the event of your car being stolen or damaged by fire.
Comprehensive is the highest level of insurance available. Cover is provided for injuries to others, theft, vandalism or accidental damage to your car.
To find out more you can read our article on the different types of car insurance or else you can compare our levels of cover.

FAQs
Policy documents
Good to know
* A courtesy car is provided with comprehensive cover while your car is repaired at an approved garage. When you buy comprehensive cover direct from the AA, you also get a courtesy car for up to 21 days if your car is written off or stolen and not recovered. To qualify, you must be over 18 (over 23 in Northern Ireland and the Isle of Man) and have a full UK driving licence. This additional cover isn’t available through price comparison and cashback websites.

1 New customers can get 12 months’ breakdown cover for £15 when they buy Roadside Assistance with their AA Car Insurance. This offer applies to vehicle cover, which means your car is covered whoever is driving. Personal cover is also available at a discounted rate, which is cover for you as a driver or passenger in any vehicle. Roadside Assistance breakdown cover will be renewed automatically, unless you ask us not to. See the full Roadside offer terms and conditions.

2 Survey of new business sales from theAA.com, March to May 2018. Prices based on comprehensive cover only.

5 Star Rating. For the eighth year running, AA comprehensive Car Insurance has been awarded a 5 Star Rating from Defaqto. Defaqto is an independent, financial research company that specialises in rating, comparing and analysing financial products.