Auto insurance rate quotes

Looking for the best rates on car insurance? You’ve come to the right place. At, we’ll help you compare the most competitive offers from Canada’s leading auto insurance companies. You’ll get the policy that suits you best while saving time and money.

Just fill out our insurance form and click ‘Compare’ to find your quotes. Auto insurance rates for the same driver with the same car can vary wildly between insurance companies, which is why comparing rates is the only way to get the best deal.

Online quote comparison sites like make it simple – just fill out our auto insurance form with your driver details (postal code, driving experience, vehicle make and model, etc.), and then we’ll find and rank the cheapest auto insurance rates available to you.

Once you’ve selected your quote, you’ll be able to speak directly with an insurance broker who’ll help you lock in your rate with the insurance company and get set up with your new policy. Shopping for car insurance has never been quicker or easier.

Nearly every state in the Union requires that motorists carry minimum levels of auto insurance coverage (or the equivalent in financial responsibility waivers) in order to ensure that its drivers can cover the cost of damages to people or property in the event of an automobile accident.

We have compiled all the car insurance requirements on a state-by-state basis so you can see at a glance what the minimum coverage is―and what other regulations you may need to comply with in your home state. This information can be especially useful when you are new to a state, or if you are a newly licensed driver. Choose your state below for car insurance requirements in your neck of the woods.

Why do I need auto insurance?

You need auto insurance because it protects you against the huge costs involved if you have an accident. And you need it because it’s the law.

What is auto insurance and what does it cover?

An auto insurance policy is a contract between you and an auto insurance company that protects you from financial loss. The policy sates that the auto insurance company will pay for all losses caused by an accident that are listed in the policy. A standard auto insurance policy provides you with a variety of coverages.

How can I get cheap auto insurance?

Compare insurance quotes — Click on the «Get Quotes Now» button near the top of this page to get quotes from top-rated auto insurance companies. Then compare those quotes to find a policy with the best rate that fits your needs.Raise your deductible — When you fill in the online form to get your quotes make sure you enter the highest deductible you can afford. Increasing your deductible from $250 to $500 can save you up to 30% on your monthly premium. Raising it to $1,000 could cut your premium in half.Get discounts — To get the cheapest car insurance rate be sure to include all the discounts you’re eligible to receive when you buy your insurance.

How do I compare auto insurance quotes?

Simple. When the quotes come in make sure you check to see that they all include the coverage you want. Check the amount of collision coverage, property damage coverage, uninsured/underinsured motorist coverage, and bodily injury coverage each quote provides. Then choose the company whose quote has the best coverage at the best price.

Most people have discovered that the smaller, lesser known companies have the cheapest rates because they don’t spend the millions on advertising that the big companies do, and can pass on the savings to you. Many of these smaller companies are rated as high, and in some cases higher than the big companies.Because there are so many variables when it comes to insurance rates, such as the make and year of your car, your driving record, where you live, and even your credit rating, it’s impossible to say who has the cheapest auto insurance. What you want to know is who has the cheapest insurance for you, and the only way to find that out is to compare quotes from a number of different insurers.

If you own a newer car, are leasing one or you purchased it with a loan, full coverage is likely the best option for you. This way, if you’re in an accident, both your car and the other drivers will be protected based on the limits you choose on your policy. Full coverage includes collision and comprehensive coverage, along with standard liability protection. Most loans and leases require full coverage.

Auto insurance comparison websites, which let you instantly compare quotes from multiple insurance providers, can be a huge help in your quest for affordable car insurance. They provide accurate, personalized rates, discounts, and coverage options all on one site—much like your favorite travel comparison site that gives you airline ticket or hotel room options all on a single page.

In order to provide an accurate list of options, comparison sites ask you for basic information such as your zip code, occupation, vehicle make and model, and driving history. These details allow the site to provide an accurate list of different insurance policies, options and rates.

There are two types of insurance comparison websites: quote comparison sites and lead generation sites. Auto quote comparison websites present users with rates based on information submitted during the shopping experience. You can then decide which quote to pursue, and the data you entered is transferred to the agent or company website, greatly shortening the purchasing process. These sites do not sell your information to insurance carriers or agencies.

Unlike quote comparison sites, lead generation sites simply sell your information to their advertising partners—typically insurance companies. These sites are not built to provide you with personalized quotes and are not much help when trying to compare car insurance rates. Avoid these sites unless you’re eager to receive tons of cold calls from insurance phone banks and desperate agents.

Insurance comparison websites can be further broken down into sites that provide real-time insurance quotes versus those that provide estimated ones. Estimated quotes are derived from historic data and are often out of date; to get the most accurate information you should use a site that provides real-time quotes generated by the insurance companies.

If your currently insured and comparing auto insurance quotes you’ll want to make certain that your comparing similar coverage limts.

How long has it been since you last shopped for auto insurance? Did you know that you should shop for insurance at least once a year to make certain your getting the best deal on your auto insurance? Getting the right insurance coverage doesn’t have to break the bank.

What You Get with a Big Brand Insurance Company

Comparing car insurance rates through a company whose ads you see on TV is one way to get multiple quotes. The challenge is that you are not typically comparing multiple companies. In other words, you may be able to compare various levels of coverage through the same insurance carrier, but at the end of this process some challenges remain.

For example, you may not feel that the company has your best interests in mind. The goal on the other end of the phone line may be a sale and a new customer, not optimal service.

Additionally, you may not be able to determine whether the representative provided the best auto insurance for your needs and your budget.

About Online Car Insurance Quote Systems

Every quoting system is different, and each insurance company uses its own unique algorithm to get a quote. The accuracy of the estimated quote is based on how much information the online tool requires and how truthful and complete you are in providing answers. For example, if you don’t mention a speeding ticket, your actual quote will be very different from the online estimate.

Online quoting tools differ considerably in the amount of personal information they gather in order to provide your quote. If you want to compare quotes from multiple online tools, you will be entering your contact information into multiple databases.

Get Help Choosing Insurance Coverage

We can suggest types and amounts of coverage to consider, optional coverage and the options to customize your insurance policy to meet your exact coverage needs.

Comparing Car Insurance Quotes

See how your auto insurance rates compare to the rates of similar drivers. Compare your Cost-U-Less rates to those of our competitors. With more than 100 insurance options to choose from, we’re sure to provide the lowest rates on auto insurance.